A Guide to Georgetown Workers' Compensation

Just north of Austin, Georgetown boasts major workplaces in various industries such as manufacturing, health care, and education. Each year, the fastest-growing city in the country attracts more workers who have rights under Texas law.

If you’ve experienced a job-related injury or illness, the Georgetown, TX, work injury attorneys at Carabin Shaw can help you understand your workers’ compensation benefits. Your lawyer provides insight into how this type of insurance applies to your case, but you also benefit from learning about general Texas guidelines.

Employers purchase workers’ compensation insurance to support their employees who suffer on-the-job injuries. Coverage frequently includes medical costs and replacement of some lost wages.

Employers with workers’ compensation are protected too. When they offer this insurance, their employees typically can’t sue them for additional Texas work accident compensation.

If your employer has state-regulated workers’ compensation, they have legal responsibilities under Texas workers’ compensation laws:

• Informing you that they carry this insurance
• Reporting your injuries to insurance within 8 days
• Ensuring a safe workplace

By better understanding workers’ compensation in Texas, you develop the ability to identify your legal rights, eligibility status, and coverage options.

Texas is the only state that doesn’t require private employers to purchase workers’ compensation. Still, 83 percent of all private employees have access to these benefits through the Texas Department of Insurance.

If you’re one of these workers, you may be eligible for workers’ compensation benefits even if you share fault. Your attorney can determine whether exceptions apply to your case.

And if workers’ comp isn’t available to you, then seeking compensation through a lawsuit might be your best option.

Your injury is covered if you can prove that it’s related to your job. Many acute injuries involve obvious job hazards, such as slipping or equipment collisions.

But other occupational diseases emerge over time. These conditions, including the following, can be harder to link to work but deserve compensation nonetheless:

• Musculoskeletal disorders from repetitive tasks
• Respiratory illnesses from airborne toxins
• Hearing loss
• Cancer

When submitting Georgetown, Texas, workplace injury claims, it’s critical to fulfill each requirement completely. For example, you must meet procedural deadlines and provide convincing evidence.

Our team at Carabin Shaw can assist you with the basic steps:

1. Write a report of your injury to provide to your employer within 30 days.
2. Complete Form-041, and submit it within one year.
3. Receive appropriate medical care.
4. Communicate with your insurance adjuster.

When possible and favorable, we also prepare lawsuits against third parties whose neglect led to your injuries.

Our experienced lawyers ensure that there’s ample evidence to support the most important aspects of your workers’ compensation case:

• Medical treatment that proves the extent of your injuries
• Details clearly showing the work-related cause
• Documentation of what the injury cost you

If you disagree with an initial insurance decision, our legal team works to secure the evidence for a successful appeal.

Texas workers have the right to hire legal aid, and Carabin Shaw’s client reviews show how many people trust us with their accident cases. We offer our services on a contingency-fee basis, starting with a free initial consultation.

If you’re wondering how to pursue the compensation you deserve, call our toll-free number 800-862-1260. Staff members are available 24/7 to support you in English or Spanish. Whether your workplace accident is straightforward or complex, we offer the expertise to meet your needs.

For more information:

• Statesman.com
• Texas TDI
• Texas TDI