Bankruptcy Information Center: __________________ Personal Bankruptcy Business Bankruptcy Bankrupcy 101 Bankruptcy Is an Option Should I File for Bankruptcy?

In order to determine if you should or should not file, certain factors must first be reviewed and considered. Come to our Office and we will review this list with you. Sometimes average Americans find themselves in out-of-control situations, like losing a job, losing a loved one or a serious illness, which keeps them from paying the debt that they have incurred. This may be at the fault of no one, but it is just reality.

• Do you have a large amount of unsecured debt, including credit cards?
• Are you unable to reduce your total debt most months?
• Is your home or  property going to be foreclosed on?
• Is the repo man looking for your car?
• Are your creditors harassing you?
• Do you owe medical bills?
• Do you have any judgments against you?
• Are you having IRS problems?

Get A Second Chance

The filing bankruptcy is considered the last resort, but actually it could provide a "second chance". Filing bankruptcy can relieve stress and provide the opportunity to rebuild your life, your finances and strengthen their family.

Debt Counseling

Some clients have already tried consumer debt counseling and have paid hundreds of dollars every month to a debt consolidation company, who will in turn pay their debts for them. Statistics have shown that at least 75% of the time, that process will fail by design and the person drops out of the debt management program, but only after they have paid out so much money on the debts that they must file for bankrupt.

Attorney G.A. Flores is the WOAI.com Bankruptcy Expert. You can email Attorney Flores at gaflores@sbcglobal.net or call (210) 222-2288 or toll free 1-800-862-1260.