Securing Your Future - New Braunfels Underinsured Coverage Claims

The law in New Braunfels requires that drivers maintain minimum insurance policies. However, with over 2.5 million uninsured drivers in Texas, according to the Texas Department of Insurance, countless New Braunfels accident claims may involve uninsured motorist coverage, a commonly forgotten aspect of insurance that most people have. If you have been in an accident where the at-fault driver does not have adequate insurance to cover the damages caused by their negligence, the last thing you want to do is pursue the financial compensation you deserve on your own.

The New Braunfels attorneys at Carabin Shaw will help you to understand what options are available to you through our free case review offer. We have the experience needed to help you file your underinsured motorist claim, communicate with your insurance company, and guarantee that you are given the maximum compensation that you are due.

Uninsured motorist coverage is part of the base insurance offers throughout Texas. This means that, unless you opted out of the coverage in writing, you likely have it. This coverage comes into play in any circumstance where another driver’s negligence resulted in your accident, but their coverage does not pay for your full damages.

Despite having this coverage, your insurance company may be resistant to paying your damages, which is why it is vital that you work with the top Texas attorneys at Carabin Shaw.

New Braunfels is no stranger to devastating roadway accidents. New Braunfels-San Antonio has some of the most congested roadways in the state, according to the Texas A&M Transportation Institute, and is ranked in the top 40 most populated cities in Texas.

Thankfully, the only requirement for your uninsured motorist coverage to apply is that the negligent party does not have adequate insurance. This means that even if your accident was a passenger collision, a commercial vehicle accident, or any other type of auto accident, it has no bearing on whether or not you can file for this coverage.

While uninsured motorist coverage is part of the basic insurance package in Texas, having it does not necessarily make navigating underinsured coverage claims any easier. Odds are that you will have to fight for the compensation you rightfully deserve and doing so alone will likely result in a lower payout. A trusted and experienced lawyer will make that fight much easier in the following ways:

Insurance coverage is, almost intentionally, complex and obscure. The trained eye of a member of our team of attorneys will help you to accurately determine your coverage.

At the end of the day, an insurance company is a business. This means that they seek to maximize their own profits and minimize their losses.

Your insurance company may be resistant to covering your damages, even when you have underinsured motorist coverage. At Carabin Shaw we have extensive experience with New Braunfels underinsured coverage claims, and we will communicate with your insurance company in order to stop them from taking advantage of you.

In some cases, more than one party may be liable for your damages. We will help you identify any additional at-fault parties, in case you can seek your compensation from multiple negligent individuals. Visit Carabin Shaw’s client reviews for other examples of our support.

On average, injury victims who seek financial compensation alongside an experienced attorney win 3.5 times more money than those that file a claim alone, according to the Insurance Research Council. To gain the support you need, schedule your free initial consultation with our English and Spanish-speaking staff. We’re available 24/7 at toll-free 800-862-0260. Don’t delay, call today.

For more information:

• Texas TDI
• Mobility Tamu
• Insurance Research