Underinsured Motorist Claims in Mission Bend, Texas

If you are in an accident in Mission Bend and the driver who caused the accident only has basic liability insurance, the total amount of your expenses may not be covered. It’s a scary fact that 12% of drivers in Texas are uninsured, but even in the worst case scenario, you still have options for recovering damages through underinsured motorist claims in Texas.

While these cases may be more complicated, these guidelines will walk you through the process. If you have been in an accident with an uninsured motorist, your best bet is to contact an attorney to find out what options you have.

The law in Texas states that all motorists are required to have basic liability insurance, known as a 30/60/25 plan.

With this amount of coverage a driver is insured for:

• $30,000 worth of coverage against bodily harm for a person in an accident you caused
• $60,000 worth of coverage against bodily harm for any persons injured in a single accident which you caused
• $25,000 worth of coverage for property damage in an accident which you caused

A Mission Bend underinsured at-fault driver with only a basic 30/60/25 plan will be considered an underinsured motorist because their plan will not be enough to cover both your expenses and theirs.

The first thing to do if you’ve been in an accident is always to make sure that you’re safe. Once your safety has been ensured, follow these lawyer approved steps:

In order to pursue a claim of any sort you will need the other motorist’s:

• License plate number
• Driver’s license number
• Driver’s insurance information
• Details of the car’s make and model
• Photographs of the damage to your vehicle
• Names of the driver and their passengers
• Names of at least one witness

If the car who hit you does not stop, call the police. Hit and runs are considered a Class B or Class C misdemeanor in the state of Texas, depending on the damage to your vehicle.

Being in an accident is traumatic, and so once you have gathered the needed information from the other driver, attend to your well-being by seeking medical attention and getting home safely. Be sure to document any injuries as well, as your attorney can use those in your case.

Filing underinsured motorist claims in Mission Bend, Texas begins with a call to the at-fault driver’s insurance company. If it has been confirmed that they do not have enough coverage to pay for the damages to your property and your medical expenses, call your insurer to learn about your options.

Being in an accident can be potentially life altering and take a toll on your quality of your life. The person responsible for these alterations can’t be properly held accountable, you are still entitled to pursue legal means as a discovery for other assets that might help cover damages of the following nature by enlisting the help of a skilled legal professional:

• Repairs to your vehicle or replacement of your automobile
• Rental car while your vehicle is undergoing repairs
• Medical treatment for you and your passengers
• Cost of pain and suffering
• Resale value on your vehicle, if the value decreased after the accident

Mission Bend Texas personal injury attorneys at Carabin Shaw want to help right that wrong. With over 200 years of combined experience in personal injury law in Texas, our team knows how to ensure that you get the settlement you deserve. We offer our services on a contingency-fee basis because we only take on cases that we know we can win.

Call us toll free at 800-862-1260 for your free case review. We have English and Spanish staff available to take your call 24/7.

Don’t believe us? Read through these Carabin Shaw reviews and hear it directly from our satisfied previous clients.

For more information:

• Nerdwallet
• TDI