Do not Avoid Service of Your Lawsuit

When being sued by a credit card company or debt collector, a lot of people think they are being smart or clever by avoiding the Constable or person trying to serve them with a lawsuit. This could really hurt you. 

If you successfully avoid service of your lawsuit, the attorney for the debt collector will get alternate service. This can come in a number of ways such as leaving the lawsuit at an old address or publishing the information in a random newspaper in town. If this happens, you'll likely never know. 

Once service occurs through one of these steps, the credit card company can obtain a default judgment against you. This can harm your credit, prevent you from buying a home, or even freeze your bank account.

If you know there is a lawsuit against you, you should work to answer it immediately. You can try to contact the person attempting to serve you. Further, the lawsuit is on file with the Court. Call your local justice of the peace or county clerk and see if it is on file. Or call us and we will attempt to locate the lawsuit. 

If you know a lawsuit from your old credit card company or a debt collector has been filed against you, call 800-862-1260 or 210-222-2288 (in San Antonio). You may have as little as 14 days to respond.