San Antonio motorcyclists enjoy some of the most scenic rides in the state, from the classic Scenic Loop to the historic San Antonio Missions Trail. Bikers find rural routes open and relaxing, but driving through the city is anything but. Whether you are navigating I-35 or traveling Loop 1604, you are likely to be sharing the road with much larger cars and trucks that can cause severe damage and injuries in a crash.
On average, 1.3 motorcyclists die on Texas roads daily, and many more are seriously injured. The San Antonio motorcycle injury attorneys at Carabin Shaw assist victims of these accidents in pursuing compensation for medical bills and related expenses. We are available to injured bikers 24/7 at 800-862-1260. Call our lawyers toll-free to schedule a free consultation in English or Spanish.
Insurance Requirements Under Texas Motorcycle Insurance Law sMotor vehicle accidents often leave motorists and bikers injured and out of work. To ensure accident victims receive some compensation after an accident, Texas laws require motorcyclists to carry minimum liability insurance coverage:
These requirements, also known as 30/60/25 coverage, also apply to cars in Texas. Uninsured drivers can face significant fines, license suspension, and vehicle impoundment.
Liability insurance only covers damages for accident victims other than the policyholder. If you cause a crash, your liability insurance covers the victims' losses, rather than you having to pay out of pocket. If you are the victim of a collision caused by another motorist, your attorney will pursue damages through the other motorist's insurance company.
Additional Insurance Options in San Antonio, TexasMotorcycles do not offer the same level of protection as other vehicles, leaving bikers at a higher risk of debilitating injuries in a collision. Broken bones, paralysis, road rash, and traumatic brain injuries are devastating and expensive.
The minimum coverage requirements rarely cover all an accident victim's expenses in the event of a serious crash, considering a single night in the hospital can run thousands of dollars. If an uninsured motorist injures you, you can't even file a San Antonio motorcycle accident claim since there is no insurance policy available.
Some bikers may consider purchasing additional insurance policies to cover expenses, such as:
If you are injured in an accident, your San Antonio motorcycle accident attorney will pursue all avenues to maximize your damages, including the at-fault driver’s insurance and any supplemental policies you may have.
Whose Insurance is Responsible After a Motorcycle Accident?Texas operates under the comparative negligence rule, which holds all responsible parties liable for their portion of fault in the accident. If you are injured, you can seek damages from all at-fault parties as long as your share of fault is less than 51%. Your attorney will investigate your accident to identify all responsible parties and hold them accountable for your injuries and losses.
Bikers who fail to follow Texas laws for motorcycle operation may find themselves partially at fault for any resulting accidents. Violation of a law may not prohibit you from seeking damages from other at-fault parties. However, your damages may be reduced by your portion of fault. Your motorcycle accident lawyer in San Antonio TX will do everything possible to minimize your percentage of fault and maximize your damages.
Feeling Alone After a Motorcycle Crash? Contact Carabin Shaw Today to Schedule Your FREE CASE REVIEW & Get Justice Now!
A motorcycle crash is a traumatic event that can leave you in pain and feeling helpless. Our compassionate lawyers at Carabin Shaw are ready to help. Our law firm offers our services on a contingency-fee basis, so you pay no money up front for our expertise. Check out our client reviews to see how we’ve helped others, then call us at 800-862-1260.
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