Hurricane Business Damage in Beeville
Hurricane Harvey has already earned its place in history for its fierce wind speed and storm surges. Thousands of Texas residents in the Coastal Bend communities are facing what could be years of restoration. Not only were residents of Beeville in the path of the worst storm to hit the United States in twelve years, members of the business community suffered significant property damage and are facing a long road to restore their operations.
The Beeville business hurricane insurance claims lawyers of Carabin & Shaw have a long track record of working with businesses affected by storms such as Hurricane Harvey. Our lawyers are here to help you get back on your feet, while serving the greater community of Beeville as quickly as possible. To that end, we have a few suggestions that could help you as you start to rebuild.
Private homeowners in Beeville have a process to follow when filing a claim for their hurricane damages. They must provide photos and keep good records when dealing with their insurance company. The process for those who have suffered hurricane business damage in Beeville involves similar steps, but there are additional considerations if you are to be fully compensated for your loss.
It’s important that you are thoroughly familiar with your insurance policy so you’ll be knowledgeable of your duties after the storm. One of the most important is that you take reasonable precautions to avoid any additional damage from taking place. When doing so, be sure to hang on to any damaged equipment so your adjuster can inspect them.
If you have hurricane business damage in Beeville, you might also consider starting to collect bids for repairs and discuss these with your claims adjuster. They may even be able to suggest contractors for you to contact.
You’ll also want to be able to present records of your income prior to Hurricane Harvey as well as the cost of any temporary operations you may have if you’re able to get up and running before your claim has been settled. If your business has been indefinitely shut down as a result of the storm, you may still have expenses that could be covered. Keep track of these costs as well.
If your business insurance carrier isn’t meeting your expectations, or if you’re dissatisfied with how your claim is being handled, there are options available to you.
- One is to file a complaint with the Texas Department of Insurance. They will take the information and investigate what happened.
- You can also file a report with Consumer Protection Department of the Texas Attorney General’s office. They can further assist in resolving any issues you may have with how your claim is being handled.
We also recommend contacting our law office. Our Beeville location has attorneys who specialize in helping businesses recover after a loss and are having trouble with their insurance company. The partners of Carabin & Shaw has the experience, skill, and resources to handle even the most complex business claims, and they are more than ready to be your advocate to your insurance company.
The cost of running a business is significant, and part of that cost is the premiums you pay to your insurance company for their protection in just this exact situation. Your insurance policy has taken your money until now; they don’t get to pretend otherwise as soon as they’re faced with covering hurricane business damage in Beeville. We understand what it means to run a business, and we want to make sure your insurance company gives you the service you expect to receive.
Our lawyers will work hard to protect your rights as a business owner filing legitimate Beeville hurricane claims. Contact our office in Beeville today to schedule a free consultation with one of our courteous and professional attorneys. We’ll assess your case, model a legal strategy, and inform you know all of the legal steps involved in getting your claim settled.
For appointment with one of our insurance claims lawyers in Beeville, call 361.358.6300 or toll-free at 800-862-1260 today.