Hurricane Harvey Insurance Claim in Goliad
As there is no way to predict when or where a natural disaster can occur, it is easy for many property owners to automatically assume they will not encounter one. However, August of 2017 brought several natural disasters to Texas, beginning with the largest hurricane seen within the last 10 years – Hurricane Harvey. This Category 4 storm devastated not only Houston, but large portions of the Texas Coast, including damage and losses in Goliad.
If you or your loved ones suffered property damages or injuries from the hurricane in or around Goliad, it can often be extremely hard to begin to process how to put one foot in front of the other. A Goliad hurricane insurance claims lawyer can help you to get back on your feet and set you on the fast track to recovering the compensation and justice you deserve.
When hurricanes such as Harvey strike with such monumental speed and force, communities can be completely destroyed, leaving residents feeling helpless. Even in these bleak situations, it is imperative to begin filing a Hurricane Harvey insurance claim in Goliad to preserve your chances of recovery. Working closely with a skilled attorney can improve these chances, especially if this is your first time filing.
There are certain steps you should take as you file a Hurricane Harvey insurance claim in Goliad, beginning with things as simple as calling your insurance, to steps you may not have considered, such as how best to mitigate further losses. The steps below can assist you in how to proceed with your Goliad claim.
- Call your insurance. It’s important to contact your insurance company as soon as you can to report your Hurricane Harvey insurance claim in Goliad. Oftentimes, natural disasters such as hurricanes result in widespread damage, leaving insurance companies no choice but to take calls on a first come, first served basis. The sooner you report your claim, the sooner the insurance company can begin processing it. Although it may be difficult to act quickly after weathering a hurricane, it is an important and necessary step to take in order to get on the right track.
- Record damages. It is very important to take pictures of damages that may have occurred to your business or residence. Ensuring all that is damaged is properly recorded will be very critical as you begin to work with your lawyer and your insurance company. Also, documenting expenses such as receipts for emergency supplies and hotel stays due to the inhabitability of your home can also come in handy as you file your claim. Many of these expenses are likely reimbursable per your policy, and you will want to maximize your claim to the insurance company in this period of financial uncertainty.
- Contact a lawyer. In situations involving losses from natural disasters, most people do not think of the importance of contacting an experienced attorney to assist with their claim. Having a skilled and reputable attorney in your corner throughout the insurance claims process can prove to benefit you greatly, especially if your claim is disputed. Due to the pressure of so many claims coming to them at once, many insurance companies will likely be tempted to shortchange you of the full amount of compensation that you deserve. An experienced lawyer can help you build your case perfectly and leverage your own evidence against monetary amount the insurance company is willing to pay you.
With a large portion of the Texas coast population unequipped with dedicated flood insurance, it’s also important to check your insurance policy to see what is covered under your homeowner’s policy and whether the regular deductible applies. Residents have many times been thrown off by the change in their deductible due to clauses in their policy reflecting hurricane damages and the special terms they activate.
Following the steps above can help you to begin the process of recovering from the aftermath of a hurricane. Carabin & Shaw boasts a team of experienced lawyers with ample experience in working with clients to get them the justice and compensation they deserve while assisting them through their tough time.
Contact us today for a free initial consultation with your Goliad hurricane claims. Our representatives are available night and day to handle your questions, and we can even take calls in both English and Spanish. Call the law offices of Carabin & Shaw today at 1.800.682.1260.