Navigating Insurance After a San Antonio Accident | Protecting Victims’ Rights With an Attorney

Imagine you plan a day at the San Antonio River Walk. You hop in your car and set out on I-10 to your destination. Suddenly, a car appears, moving too fast and sideswiping you, causing your car to careen out of control. Suddenly, your fun day turns into a nightmare of emergency vehicles, medical treatments, and a totaled vehicle.

Scenarios like this one are all too familiar to the San Antonio injury attorneys at Carabin Shaw. We protect accident victims' rights from insurance companies that are more interested in saving their bottom line than in providing fair settlements. Call us toll-free for a free case review in English or Spanish.

San Antonio is an accident hotspot, with nearly 40,000 in 2024 alone. Our team has helped many of those victims seek justice. We offer our services on a contingency-fee basis, and we’re available 24/7 at 1-800-862-1260.

Before you file an insurance claim, take these steps to build a strong personal injury case in your favor:

• Seek medical treatment for any injuries
• Call the police as required by state law
• Take photos of the accident scene if you can
• Collect contact information for eyewitnesses
• Contact a personal injury attorney in San Antonio TX

Avoid talking to insurance representatives unless you have your attorney with you. Adjusters will use statements you make against you, including admissions of fault or downplaying your injuries. Your legal team will help you file your accident claim and work directly with the insurance company to negotiate a fair settlement on your behalf.

An insurance representative who contacts you after your accident may sound sympathetic to your situation. However, these employees focus on protecting their employer’s profits above all else. They use various tactics to reduce or deny personal injury claims, such as:

Adjusters often contact a victim soon after the accident, offering an immediate (albeit lowball) cash settlement. They know victims who are in pain and out of work are more likely to accept offers lower than they deserve. Your lawyer will negotiate a fair settlement on your behalf.

Insurance adjusters may deny liability for the accident, even if some of the evidence shows otherwise. Your lawyer will investigate your accident and gather evidence to prove fault in your accident and hold the responsible parties accountable.

Adjusters often offer settlements that don’t cover all a victim’s medical expenses or lost wages. Your attorney knows the damages you are entitled to under Texas law and will ensure you receive all the compensation you deserve.

Insurance companies try to drag out the claims process. Their goal is to wear down financially-strapped accident victims to make them more likely to accept a lowball settlement rather than continue negotiations. Your legal team will keep the process moving forward.

If you have a medical history of previous injuries or illnesses, an adjuster may try to use this information to say your injuries weren’t caused by the accident and deny compensation for recent treatment.

Adjusters look for information they can use against the victim during negotiations. They will even monitor your social media accounts to find evidence that your injuries weren’t as severe as you claim.

Adjusters will scan your medical treatment history carefully, looking for delays or gaps in your treatment that might indicate your injuries aren’t as serious as you claim. They may even employ biased medical examiners who will downplay your injuries.

The aftermath of an accident, when you are in pain and under stress, is no time to be dealing with unscrupulous insurance companies on your own. Our team at Carabin Shaw protects accident victims from insurance company tactics, as our law firm’s client reviews attest. Call us toll-free today at 1-800-862-1260.

For more information:

• Texas Department of Transportation
• Texas Statutes 55
• Texas Statutes 41