Saving Homes From Wrongful Foreclosure
More and more homeowners who have faithfully made their mortgage payments can face a wrongful foreclosure. The lender may fail to give credit to a homeowner for payments that were made. They may overcharge the homeowner for late fees and other mortgage costs. They may simply mail the foreclosure notice to the wrong address. The good news is that homeowners facing a wrongful foreclosure now have legal options.
At Law Firm of Carabin & Shaw based in San Antonio, with branch offices across the State of Texas, Trial Attorney John Mastin devotes a portion of his litigation practice to wrongful foreclosure, predatory lending and other types of consumer fraud.Aggressive Representation in a Wrongful Foreclosure
Our Firm can provide aggressive representation on your behalf. Unfortunately, banks and mortgage lenders are large, bureaucratic, and unresponsive institutions. In fact, the mortgage you took out may have been sold and re-sold numerous times to different entities. Instead of dealing with a local banker who knows you personally, you are speaking with a customer service representative who either does not respond to your calls and inquiries or does not have the authority to resolve your problem. This can work to your favor, for in some cases the bank or mortgage company that now holds your note does not have all of the required documents in their possession and signed and properly notarized to legally foreclose - call us we may be able to help.The Mortgage Lender Has a Duty to follow the Law:
Federal law says that lenders must follow certain rules when servicing mortgages and foreclosing on properties. For example, if they fail to give homeowners all of the required notices, such as the Notice of Default and Right to Cure, it may be possible to stop a foreclosure.
When dealing with mortgage lenders, going on offense is better than staying on defense. That is the language they understand. Our firm will carefully research the facts and the regulations the lender is supposed to follow. We will present the facts to the lender, and if necessary take action in court if needed, if we accept the case.