Serious Workplace Injury in Woodway, Texas - When Workers-Comp Isn’t Enough

Workers’ compensation insurance companies offer valuable benefits to injured workers who require assistance with medical expenses and lost income. However, the rules and limitations of the insurance coverage leave some workers suffering from uncompensated losses after a workplace claim. Hiring a lawyer helps victims in Woodway, TX, pursue legal options that fill these compensation gaps, allowing the worker to receive a settlement that covers all their damages.

If you’ve suffered a serious workplace injury, and workers’ compensation isn’t providing enough benefits to cover your losses, contact the Woodway work injury lawyers at Carabin Shaw TODAY! We’ll schedule your complimentary consultation to review your legal options. We also offer our services on a contingency-fee basis, meaning you don’t pay unless we win. Our attorneys will work to expedite your work injury compensation.

According to the Texas Department of Insurance, there were 175,900 reported nonfatal injuries among Texas workers in 2023. This was a 10-year low, with the number reflecting 1.8 illnesses or injuries per 100 full-time workers. Private industry sectors with the most occupational injuries included:

• Health care
• Retail
• Transportation
• Food services
• Manufacturing

Slips, trips, and falls are some of the most common workplace accidents, causing severe injuries and death in Woodway, Texas. Scaffolding failures, ladder misuse, and the failure to clean up a work area are common reasons for these accidents. While employers are strictly liable for many workers’ compensation cases because of the employer-employee relationship, an attorney will have to prove that an employer was negligent to win a lawsuit.

Employers who subscribe to workers’ compensation insurance provide benefits for the following in a Woodway TX serious workplace injury:

• Medical
• Temporary income
• Impairment income
• Supplemental income
• Lifetime income
• Death
• Burial

Income benefits are based on income in the 13 weeks before the accident. It includes the amount they paid for benefits such as health insurance.

Although workers' compensation insurance does not require a local attorney to handle a claim, a legal team can be helpful. They can negotiate with the adjuster to make sure you maximize your benefits.

Texas law does not require employers to carry workers’ compensation insurance. They can self-insure or risk a personal injury lawsuit. Workers cannot sue employers who subscribe to workers’ compensation insurance, but they can sue unsubscribed employers.

In a Texas workplace accident lawsuit, seriously injured workers can collect substantial compensation for economic and noneconomic damages, such as:

• Medical expenses
• Lost income
• Pain and suffering
• Mental anguish
• Other related damages

A Woodway lawyer may also be able to help an injured worker sue a third party in addition to filing a workers’ compensation lawsuit. A third party is someone who is not the employer or a co-worker covered under insurance, but rather a different party whose negligence caused your injuries. This may be a property owner, a subcontractor, a maintenance company, or another party.

In some cases, an injured worker may only be entitled to the benefits that workers’ compensation offers. However, a consultation with the help of a work injury lawyer in Woodway Texas, can reveal other opportunities for compensation that cover all your losses. These options usually appear in the form of a personal injury lawsuit.

The first step in a personal injury lawsuit is to file a complaint, which opens the door to negotiation and dispute resolution outside of the courtroom.

Call Carabin Shaw today to find out how you can receive full compensation for your work injuries. Our toll-free number is 800-862-1260, and we have English- AND Spanish-speaking staff available to assist you. Someone is available to speak with you 24 hours a day, 7 days a week. Read our client reviews to find out more.

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