Victoria Hurricane Harvey Home Repair Claim
While Coastal Bend cities like Rockport and Aransas Pass took the brunt of Hurricane Harvey’s catastrophic wind and rain, inland cities like Victoria weren’t immune from the storm’s effects. As the worst hurricane to hit the United States in twelve years, Hurricane Harvey left devastation in its path that may take Coastal and South Texas residents years to fully recover.
We understand the predicament you’re in at this time. If you are like most property owners, your home is your biggest financial investment. You’ve been faithfully paying your insurance premiums to protect that investment, and now is the time you’re counting on your insurance company to deliver on their obligation to help you recover. This process can be long and complicated. We encourage you to speak with an attorney in Victoria who can help you understand the process and work on your behalf. As you consider legal help, we want to offer a few suggestions to start your Victoria Hurricane Harvey home repair claim.
- If you haven’t yet, contact your insurance company immediately to file your Victoria hurricane claim. Most of the larger insurance companies have set up 24/7 hotlines devoted to victims of Hurricane Harvey, and some even send out “catastrophe teams” to speak with homeowners on-site.
- Use your mobile device to take pictures or video of the damage to your property. This is a great way to document what has happened and is helpful in establishing what needs to be paid for. You’ll also want to start listing out — to the best of your recollection — what has been damaged.
- When you speak with your insurance company, be sure to note the date, time, and the individual you speak with, along with any commitments they make. Insurance companies have a timeline they are bound to work under, and the more documentation you have during your claims process, the better your chance of holding your insurance company accountable to serve your needs.
- As you work through your Victoria Hurricane Harvey home repair claim, you should note that your property insurance policy likely has a clause expecting you to mitigate your damages. This means that you must take reasonable and necessary actions to prevent any further damage from occurring. This is an important part of the agreement you have with your insurance company. If you have questions about this expectation, be sure you ask your attorney.
One of the most disturbing trends after a storm of this magnitude is the widespread fraud to which homeowners are exposed. While there are qualified and licensed contractors ready to help restore homeowners’ properties in Victoria, there are dishonest individuals who are looking to take advantage of the anxiety and confusion many people are facing after a storm. They will come into affected communities and offer their services with quick turnaround times and low prices, but deliver low quality work that often has to be redone. Be sure you hire licensed contractors with a good reputation for their work.
Should you arrive at an impasse with your Victoria Hurricane Harvey home repair claim and aren’t sure what to do next, the experienced Victoria hurricane insurance claims lawyers at Carabin & Shaw are ready to help you. After an initial consultation with one of our attorneys, which is always free of charge, we will get to work representing your best interests and needs with your insurance company. We will protect your rights and make sure your home and property are restored to their pre-storm condition.
Our attorneys have decades of experience working with clients affected by storms like Hurricane Harvey to make sure insurance companies meet their commitments. We work hard every day to advocate for those who are taken advantage during one of the most vulnerable times in their lives.
If you would like to meet with one of our lawyers in Victoria, you can reach us any time of day at 1.800.862.1260.