Victoria Uninsured and Underinsured Motorist
Driving in general carries inherent risks, but driving while uninsured or underinsured is more than risky - it is negligent, unethical, and can be disastrous for all involved parties including law abiding citizens who are insured to state requirements. Unfortunately for many drivers in Victoria and other Texas cities, instances of people being struck by an uninsured or underinsured driver are a common occurrence. Everyday lives are gravely impacted and turned upside down in a split second as a result of damages caused by drivers who are not properly insured. If you have been injured by an uninsured or underinsured motorist please contact one of our Victoria uninsured motorist lawyers to help determine your best avenue for recovering damages.
After being involved in a wreck with a Victoria uninsured or underinsured motorist, people often assume that simply contacting your insurance company will be enough to get the costs of property damage and personal injuries suffered covered. Although many carry uninsured or underinsured motorist coverage, in order to collect on a claim, a party generally must first establish that the underinsured or uninsured driver was at fault and that the victim suffered significant injuries.
If you are injured by an uninsured or underinsured motorist, your auto insurance and umbrella insurance policies provide coverage for medical bills, other out-of-pocket expenses, and lost income. However, “standard” uninsured motorist limits tend to be relatively low. Contacting a seasoned lawyer in Victoria who knows how to deal with insurance companies will help you maximize your award and get the compensation you deserve. Without a well trained Victoria attorney you will likely be presented with a lower award amount and be left with out of pocket expenses as a result.
Have you been in an accident with a Victoria uninsured and underinsured motorist? If so make a good decision and file an uninsured motorist claim or underinsured motorist claim, and utilize our team of highly trained attorneys at Carabin & Shaw who have many years experience handling these cases.
Our legal team will review your policy to see what coverage you have for:
- Lost wages
- Emotional distress
- Cost of hospitalization
- Medical bills and wages lost
- Loss of future earning capacity
- Pain, suffering and disfigurement
- Disability or reduced earning capacity
Victoria, being a Texas city, has one of the highest standards for minimum liability coverage: $25,000 per individual, up to a total of $50,000 for all people injured in a single automobile accident. Unfortunately, a serious injury can quickly go over the minimum liability coverage and leave you holding the bill and looking for answers. Rest assured - our lawyers know just how to get you the money you need to cover your expenses and keep your life on track.
Most people understand that all insurance policies require that the insurance company act in good faith when reviewing a claim and deciding what action to take. What they fail to realize is if the insurance company did not perform an adequate investigation, or attempted to settle your claim for less than it's fair worth, you may have a viable bad faith claim against it and you can recover all of your benefits and additional damages. This is something our attorneys see often in Victoria uninsured and underinsured motorist accidents, so we know just what to do to help turn a bad situation into a easily resolved problem.
IF YOU’VE SUFFERED AN INJURY FROM ONE OF THE MANY VICTORIA AUTO ACCIDENTS, CALL CARABIN & SHAW TODAY
Contact Carabin & Shaw for more information regarding our firm, uninsured and underinsured motorist insurance and your rights. At Carabin & Shaw, every client matters and every case matters.
Contact us today via email, or by phone at 361.485.1400 day or night. The legal team at Carabin & Shaw is prepared to fight to obtain the best results for your case