What Happens If an Uninsured Driver Causes Your Texas Car Accident? Insights from a Trusted Texas Law Firm

Being involved in a car accident is often overwhelming, and discovering the at-fault driver is uninsured can make an already stressful situation even worse. In cases like these across Texas, drivers are often left wondering how they can recover their losses after a collision with an uninsured motorist. Fortunately, an accident involving an uninsured driver does not always mean you are without options. An experienced local attorney can ensure that you get the justice and compensation you deserve.

The Texas auto accident attorneys at Carabin Shaw should be your first call after a collision with an uninsured motorist. Our trusted law firm has been helping injured clients like you across The Lone Star State for more than 30 years. Call any time, day or night at our toll-free number 1-800-862-1260, or contact us online to book your free case evaluation now. No money owed unless your case is won.

As any attorney would tell you, Texas law requires drivers in the state to prove they can be held responsible for the costs of any accidents they may cause. Most drivers do this by purchasing liability insurance, which helps cover the cost of injuries or property damage caused by an accident. Motorists must generally carry minimum liability limits of:

• $30,000 for bodily injury per person
• $60,000 for bodily injury per accident
• $25,000 for property damage

Unfortunately, not every driver complies with these legal limits. When an uninsured driver accident in Texas occurs, recovering compensation can be much more complicated than if both parties had the legally required insurance coverage. In those cases, drivers must seek alternate avenues for recovering compensation.

If the at-fault driver lacks insurance, many people give up without consulting a lawyer, unaware that Texas law offers options for restitution after a collision with an uninsured motorist. Depending on your specific circumstances, compensation can come from:

• Uninsured or underinsured motorist coverage on your own insurance policy
• Personal injury protection (PIP), which pays for medical bills, lost wages, and essential services for you and your passengers after an accident, regardless of who caused it
• A lawsuit against the negligent uninsured driver and other potentially liable parties

An experienced Texas car accident lawyer will review your insurance policy and the circumstances surrounding the incident, and determine which of these remedies may apply in your case.

Many Texas drivers carry uninsured or underinsured motorist coverage to protect them in the event of a collision with an uninsured driver. In those cases, filing an uninsured driver car accident claim is an essential step. However, when insurance fails to pay out and won’t cover the costs of your medical damages and property losses, your next step should be to file a personal injury case.

Unlike a Texas uninsured motorist claim, these cases will cover your expenses regardless of what kind of coverage your insurance provides. If successful, a court may award damages for medical expenses, lost wages, pain and suffering, and other losses. However, without the right lawyer, your case doesn’t stand a chance. The trusted uninsured motorist attorneys at Carabin Shaw offer the support you need to win.

At Carabin Shaw, we understand how frustrating it can be to discover the person who harmed you and your vehicle is uninsured. That’s why we fight so hard for our clients and why we work on a contingency fee basis: you pay nothing unless we win your case. Read our law firm’s client reviews to understand how we’ve helped clients just like you get the settlements they deserve.

To begin your path to justice, call us 24/7 at 1-800-862-1260 or contact us online. Our compassionate staff of English- and Spanish-speaking legal experts monitor our phone lines all day and night. We are here to help and offer a free consultation to help you understand your options.

For more information:

• Auto insurance guide
• Protect against other drivers with uninsured motorist coverage