What Part Will Auto Insurance Play in Your Odessa, Texas Auto Accident Case?

Are you in Odessa, Texas? Were you or your loved one injured in an auto accident?

Give Carabin Shaw a call. We can help. Call us at 800-862-1260

How much money you recover in any auto accident case may well depend on how much insurance coverage is paid up and available for your case. The Odessa, Texas auto accident lawyers at Carabin Shaw understand all too well the subtle nuances involved in dealing with all auto insurance policies and the best way to seek the best chance at maximum amount available.

The auto insurance policies that might well be involved in a case such as yours:

• The at-fault driver’s liability coverage – Under current Texas state law, all drivers must have certain minimum coverages in terms of minimum liability amounts of exposure to pay for any damages they are legally responsible for. Currently, those mandatory minimums are:
  • $30,000 for each bodily injury per person
  • $60,000 for total bodily injury per accident
  • $25,000 for total property damage per accident.
• Underinsured/uninsured motorist (UM/UIM) coverage – This amount is your own insurance policy coverage. This might be in play if the other driver or drivers didn’t have insurance, fled from the accident scene (resulting in a “hit-and-run” crash) or the other vehicle’s insurance isn’t enough to cover your losses fully.
• Other types of insurance policies (Med Pay, Umbrella/Excess, Employer, and/or PIP) – In many circumstances, driver who was at-fault was on the clock for an employer and was acting in the scope and course of his job when your accident happened. When this is the case there is frequently an additional policy covering employees that we can make a claim against. One other option is for us to investigate whether or not the driver who was at-fault had an excess or umbrella policy. Carabin Shaw can also check out your own auto insurance policy to see if any other coverage may be available in your situation such as comprehensive coverage, collision coverage, personal injury coverage or coverage for medical payments.

Whatever type of insurance carrier gets involved in your case, you can always expect insurance carriers to fight hard to protect their shareholders’ profits that they can. Their main goal is to not pay claims or to make them go away for as little money as possible. Be assured, Carabin Shaw will always be at your side to go after the maximum legal amount of money we can get you for your injuries.

The Odessa, Texas vehicle accident attorneys of Carabin Shaw can always provide many of the services you need after an auto accident, including:

• We provide a free consultation with no obligation to you
• We compile the evidence you need to prove up your accident claim
• We can, and do, consult with our extensive network of experts in their fields such as life care planning, medical care, mechanical engineering and accident reconstruction
• We can assist you in receiving effective and quick medical treatment for your injuries suffered in an auto accident
• We can deal with all the insurance companies for you and set up all needed claims on your behalf
• We can help you to get your vehicle replaced or repaired
• We can work with you to get a rental car so your need for transportation is met
• We will fight for a top-dollar verdict or settlement of your claim for injuries
• If we need to, we will file a lawsuit for you over the accident and take it to trial
• We will keep you current with updates all through your claim or case
• We will be there for you and your family even after your claim or case is finished.

Are you in Odessa, Texas? Were you or your loved one injured in an auto accident?

Give Carabin Shaw a call. We can help. Call us at 800-862-1260