What to Do After an Underinsured Driver Hits You in San Marcos Texas
Car accidents can happen when you least expect them, leaving you with physical injuries and financial burdens. When the wreck is not your fault and the at-fault driver is underinsured, the situation becomes even more challenging.
If you've been in an accident with an underinsured driver in San Marcos, Texas, it's essential to know your rights and options. Read below for more information and contact Carabin Shaw for a free case review to discuss the specifics of your case. Our attorneys work on a contingency-fee basis as well, meaning that you don’t pay unless your case is won.Dealing with Underinsured Drivers in Texas
San Marcos, Texas, is a picturesque college town nestled between Austin and San Antonio. While the city's charm and vibrant community draw many visitors, the high traffic areas often result in car accidents, some of which involve underinsured drivers. These accidents frequently occur in places like Interstate 35, Aquarena Springs Drive, and Hunter Road. In a college town like San Marcos, students and locals alike are at risk of being involved in such accidents.Legal Options for Victims with Underinsured Motorist Claims in San Marcos, TX
If you're involved in an accident with an underinsured driver, you have legal options to pursue compensation:
- Personal Injury Claim: One option is to file a personal injury claim against the at-fault driver. However, if the driver is underinsured, their insurance may not be sufficient to cover all your expenses. In this case, you can explore other avenues for compensation with your chosen trusted attorney.
- Underinsured Motorist Claims: Underinsured motorist coverage is an additional type of insurance that you may have in your own policy. This coverage can provide additional compensation when the at-fault driver's insurance falls short. It is crucial to check your insurance policy to see if you have this coverage, and if so, how much it covers.
- Third-Party Lawsuits: If the underinsured driver was working at the time of the accident or was in someone else's car, you might consider pursuing a lawsuit against their employer or the vehicle owner for compensation. These situations can be difficult to identify, so it’s ideal to have an experienced Texas lawyer on your side.
- Comparative Negligence: Texas follows a modified comparative negligence rule. This means that if you share some degree of fault for the accident, your recovery may be reduced. Consulting with an experienced attorney is vital to understanding how this law may affect your case.
After an accident with an underinsured driver, follow these steps to protect your interests:1. Seek Medical Attention
Your health should be your top priority. Get medical attention immediately, even if you don't feel injured right away. Some injuries may not be apparent at first.2. Gather Information
Collect as much information as possible at the scene of the accident, including the other driver's insurance information, contact details, and witness statements.3. Contact the Police
File a police report, even if the accident appears minor. This report will be crucial for your insurance claim and any potential legal action.4. Notify Your Insurance Company
Report the accident to your insurance company promptly. If you have underinsured motorist coverage, they will guide you through the process.5. Consult with a San Marcos Attorney
It's advisable to seek the assistance of a qualified attorney, especially if you're considering legal action. An experienced San Marcos personal injury attorney for underinsured accidents at Carabin Shaw can help you navigate the legal complexities and ensure you receive the compensation you deserve.6. Review Your Policy
Review your insurance policy to determine if you have underinsured motorist coverage. If you do, your attorney can assist you in making a claim.
For those in San Marcos facing the aftermath of a car accident with an underinsured driver, Carabin Shaw is a law firm you can trust. Check out the Carabin Shaw reviews from clients who have received expert legal assistance from our team in various cases.Trusted San Marcos Car Accident Attorneys | Free Case Review
Being involved in a car accident with an underinsured driver in San Marcos, Texas can be challenging, but it's essential to know your legal options and take the right steps to protect your rights. Consult with a legal professional who specializes in San Marcos underinsured driver accidents to guide you through the process and maximize your chances of receiving fair compensation.
At Carabin Shaw, we offer a free case review to discuss the specifics of your case. Our experts will also offer you guidance on next steps. Call us toll-free at 800-862-1260 to schedule an appointment. English- and Spanish-speaking staff are available for assistance.
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