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What to Know About Workers' Compensation in Texas | Alton Construction Site Injury Attorneys
As part of the McAllen-Edinburg-Mission area, Alton is a small town rich in history. The beauty of the Rio Grande Valley attracts many visitors, and construction is a regular site to provide for the city’s growing population. Construction workers enjoy living and working around Alton, but the hazards of their industry can’t be ignored. Construction is a dangerous business, leading to nearly 170,000 injuries and more than 1,000 deaths in the U.S. annually.
The Alton work injury lawyers at Carabin Shaw see the devastating consequences of construction accidents. Our client reviews attest to our ability to protect injured victims’ rights and maximize compensation for them. If you’ve been hurt, contact us 24/7 for a free case review in Spanish or English. We are always available toll-free at 1-800-862-1260.
How Workers' Compensation Benefits Work in TexasTexas is the only state that does not require private companies to carry workers’ compensation insurance. However, most companies purchase it, particularly in high-risk industries like insurance. If you are injured on the job, workers’ comp covers medical bills and lost wages related to your accident. Workers’ compensation also prohibits employees from filing personal injury lawsuits against their employer to seek additional damages.
Workers’ compensation is “no-fault” insurance, meaning you can file a compensation claim regardless of who was at fault for the accident. The only exceptions are employees who intentionally caused their injuries or were working while intoxicated. The state-regulated insurance program provides standard benefits to injured workers.
Benefits for Victims of Construction Accidents in Alton TXWorkers’ compensation covers medical expenses and reimburses injured workers for a portion of their wages lost while out of work. If an injury is fatal, it also contributes to funeral and burial costs. The insurance provides vocational rehabilitation services if you cannot return to the same job. You can hire an attorney to help you complete your workers’ compensation claim to ensure you receive all the money you deserve.
While workers’ compensation can be a good start for injured workers, it has limits. For example, the insurance only covers medical bills deemed “necessary” by the program. It also requires injured workers to see doctors within a network, which may not include your own physician. The compensation only covers a portion of lost wages, so you must try to live on a reduced income while recovering.
When Workers’ Compensation isn’t EnoughWorkers' compensation is unlikely to cover all your losses if you suffer severe injuries on the job. Fortunately, you may have additional options. If a party outside your employer contributed to the accident, you may be able to hold that party liable for further damages. The outside party, or third party, could be a subcontractor, motorist, property owner, or equipment manufacturer. You can seek additional damages by filing a personal injury lawsuit against the at-fault third party.
A personal injury lawsuit lets you seek damages in addition to workers’ compensation, such as:
- Uncovered medical costs and lost wages
- Future earning potential
- Pain and suffering
- Loss of enjoyment of life
- Loss of consortium
You can simultaneously file a workers’ compensation claim and personal injury lawsuit under Texas law.
How to Hold Third Parties Liable in Alton, Texas AccountableA personal injury lawsuit requires you to prove the responsible party’s negligence led to the accident and your injuries. Negligence is the failure to act with a duty of care any reasonable individual would exercise in the same situation. Construction site injury attorneys prove negligence through accident reports, company records, eyewitness statements, and other evidence collected during their investigation.
Get Critical Work Injury Information You Need Now By Calling Carabin Shaw | Free Case Review & No Fees Unless We Win!A work injury can leave you in pain and feeling helpless. The good news is you have options. Talk to our experienced lawyers at Carabin Shaw today. We offer our services on a contingency-fee-basis, so you don’t pay a cent unless we win your case. Call us now at 1-800-862-1260.
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