Workers’ Compensation Attorneys in Fredericksburg Texas
Workplace injuries are an unfortunate reality of many industries. Employers who know certain risks associated with their employees’ jobs will likely offer workers’ compensation insurance, which protects them from being sued.
However, workers’ compensation is not required of businesses in Texas, making it more important to know your rights and what help is available to you should you experience a workplace injury in Fredericksburg. Securing representation from the Fredericksburg work injury attorneys at Carabin Shaw can be the first step that gets you on a dependable road to recovery.
Our team has decades of experience helping Texans get the compensation they need to get out from under their medical bills and other injury-related expenses. We know financial stresses can feel insurmountable after a workplace accident, which is made even worse when a victim’s injuries prevent them from returning to work. This is why we offer free case reviews and initial consultations for all of our clients with the promise that you won’t pay anything until we win for you.What Is Workers’ Compensation?
Workers’ Compensation is an insurance program offered by employers to protect them from legal action as a result of an employee’s workplace accident. The only exception is if an employee dies due to an employer’s negligence.
The Texas Department of Insurance details four types of workers’ compensation benefits:
- death benefits
- burial benefits
- medical benefits
- income benefits
Income benefits are subdivided in four further categories:
- Temporary Income Benefits (TIBs): eligible to victims whose injuries have kept them out of work for more than one week
- Impairment Income Benefits (IIBs): eligible to victims whose injuries have affected their whole body; a certified health care provider evaluates and scores these injuries
- Supplemental Income Benefits (SIBs): these are monthly payments given to victims whose IIBs have ended
- Lifetime Income Benefits (LIBs): eligible to victims with serious, specific injuries (ex: loss of sight, loss of limbs, paralysis, traumatic brain injury)
Each of these benefits has specific parameters and payout percentages relative to a victim’s income and the circumstances of their injury. You shouldn’t expect yourself to have to know all of this, though; that’s what a knowledgeable, trusted lawyer is for. Carabin Shaw’s team can help you navigate all kinds of complicated legal situations because we’ve seen so many in our years of service to Texans.How Can a Lawyer Help? When Should You Call?
Ideally, you should call our Fredericksburg work injury lawyers as soon as possible after your accident. It can be difficult to know where to turn first, and insurance companies can take advantage of a victim’s lack of focus in the wake of a workplace accident. Our team can help make sure you receive the medical care you need first and keep a focused mind on winning you the compensation you deserve. We can also recommend pursuing a third-party claim if we believe another party’s negligence caused or contributed to your work accident in Fredericksburg, TX.
It’s important to know that workers’ compensation isn’t always given freely, and can be disputed at any stage of your recovery. This is why it helps to work with an attorney as early as possible.
In addition to our experience, we believe that developing a relationship with our clients by keeping them informed of our progress and confident of their desired outcome is what sets us apart from other personal injury firms. Carabin Shaw’s client reviews speak to these relationships—when our clients feel informed, they feel safer and more assured that recovery is possible.
When you’re ready, give us a call at 800-862-1260. The number is toll-free, and representatives are available 24/7 to answer your questions in English and Spanish. If you think we can help you, we’d love to take your call.