After a Collision with an Uninsured Motorist

A recent study found that approximately 14 percent of Texas drivers are uninsured. Fourteen percent might not sound so scary—unless, of course, you’ve been involved in a wreck with an uninsured driver, and are wondering how you will pay your medical bills. If you’ve been in a car wreck in the San Antonio area and are wondering, “What should I do after a collision with an uninsured motorist?” or “How do I choose the right auto accident lawyer near me?” then our experts at Carabin Shaw are here to help. Read on to learn about ways of receiving compensation after a collision with an uninsured driver, tips on choosing the right San Antonio auto accident lawyer, and more.

If you’ve been involved in a wreck where the at-fault driver was uninsured (or underinsured), don’t panic—chances are, your insurance policy will likely cover you. That’s because every insurance policy in the state of Texas includes uninsured / underinsured motorist (UM/UIM) coverage automatically, and the only way for policyholders to decline this coverage is to opt out in writing. Therefore, in most cases, your best bet after a wreck with an uninsured driver is to file a claim against your own insurer.

UM / UIM insurance coverage offers you the ability to receive compensation for your medical bills, lost wages, and other damages up to your policy limits. You may also be able to receive compensation through Personal Injury Protection (PIP) coverage, if you have it.

If you don’t have UM/ UIM insurance coverage and you’ve been in an accident with an uninsured or underinsured motorist, you will likely need to consult with a qualified San Antonio auto accident lawyer to discuss your options. You may be able to file a health insurance claim, or file a lawsuit against the parties responsible for your collision. However, you should note that drivers who do not have insurance may very well be unable to pay for your damages.

When choosing among car injury lawyers in San Antonio, there are many qualifications to consider before making your final decision. You should look for an attorney who has extensive experience handling car accident claims in Texas and who has been practicing for several years. Make sure the lawyer’s firm is transparent about their fees, and is available 24/7 to answer your questions. You should also look for an attorney with a spotless disciplinary record, plenty of satisfied client reviews, and a winning track record. Finally, it’s very important to hire a lawyer who you trust and feel comfortable with.

Here at Carabin Shaw, our expert car injury lawyers in San Antonio have 200 years of combined legal experience and have handled numerous car accident cases over the past 25 years. Our lawyers will fight for you at every step of the legal process, and will work diligently to secure you the maximum possible compensation for your claim.

You should know that we offer all new clients a no cost, no obligation consultation, so you have absolutely nothing to lose by calling to see if we can help. For your free consultation with a San Antonio auto accident lawyer, call our San Antonio office at 210-222-2288 today. Let our team help you get your life back on track after your car wreck by getting you the compensation you deserve.