Beeville Uninsured and Underinsured Motorist Accidents
Most residents of Beeville understand that insurance is an important component of driving. Having car insurance gives drivers the peace of mind they need to operate a motor vehicle with confidence knowing they are covered in the event of an accident. While Texas law requires that all vehicle drivers carry liability insurance, many Texas drivers do not comply with the law and are driving on our roadways uninsured. Many drivers are also driving with just the minimum coverage, and in some cases that may not be enough to cover the damages caused to your personal property and any medical bills after an accident. If you have been involved in a car accident recently and the other driver is uninsured or underinsured, you need the help of an experienced attorney to help you recover any losses you have incurred. At Carabin & Shaw we know how to get you the compensation you deserve.. We have a Beeville uninsured motorist accident lawyer ready to take your case today.
Underinsured motorist claims are growing in Beeville. Most drivers are unaware of the consequences of not carrying underinsured motorist insurance until they are involved in an accident and it’s too late. Carrying underinsured motorist insurance ensures that you will be able to make up the difference of the costs of damages that could not be covered by the motorist that is underinsured. Beeville uninsured and underinsured motorist accidents can happen at anytime and wreak havoc on your life. Don't let your life get turned upside down after being in a wreck with an irresponsible driver. Call us at Carabin & Shaw - our Beeville attorney is ready to help.
Beeville uninsured and underinsured motorist accidents are avoidable. The common mistake drivers make is skimping on auto insurance all together. The same goes for underinsured motorists - they purchase a policy solely based on price and fail to understand what is actually covered under their policy. Both are costly mistakes and both lead to more accidents out on the road.
Simply by purchasing a liability insurance policy, you are certainly protecting yourself and those drivers around you, but by getting a full coverage plan you are ensuring that all your bases are all covered. Be aware that it is your duty to know what coverage you do carry and the amount of damage your insurance company will pay for. The following list will help you when buying an auto insurance policy so you can be part of the solution to ending Beeville uninsured and underinsured motorist accidents.3 Questions To Ask When Buying An Auto Insurance Policy: Do I have both comprehensive and collision coverage?
Comprehensive coverage is what protects your vehicle from theft, vandalism and acts of nature. However, collision coverage protects you and your vehicle when an accident occurs. While having both for a newer vehicle is worthwhile, for an older model you may not need them. Consult with your agent to determine what is best for you based on the value of your car and the cost of your premium and deductible.If my car is considered a total loss, how much will my policy pay in order to cover my loss?
If after being in an accident the damages exceed the cash value of your vehicle, your car will be considered a total loss. Typically companies go based on the Kelly Blue Book value, but you maybe able to write in an agreed upon value at upon purchasing your policy if you wish.Is uninsured/underinsured motorist coverage included in my policy?
These are not standard coverages that come with your policy but they are important as they do protect you and your passengers in the event of an accident. They cover against bodily injury and property damage after you've been hit by a uninsured or underinsured motorist.
You can do your best to protect yourself on the road, but sometimes accidents happen. The Beeville attorneys at Carabin & Shaw are here to help you file a underinsured motorist claim if you have been in a recent Beeville auto accident. Our lawyers will answer all of your questions and will deal directly with the insurance companies so that you don’t have to. Our main focus is getting you the medical attention you need, if necessary, and helping you get your life back on track. Rest assured, at Carabin & Shaw, our lawyers will get you the compensation that you deserve.