Dallas Uninsured and Underinsured Motorist
Texas requires that all motorist carry liability insurance. However, despite our laws, many Texas drivers do comply with the law. A study in 2011 that was conducted by the Insurance Researched Council found that one in seven drivers do not carry liability insurance. Unfortunately most of the victims of these uninsured motorists often recover nothing from the uninsured motorist.
In Texas the minimum liability limits are $30,000 for each injured person, up to a total of $60,000 per accident, and $25,000 for property damage per accident. This basic coverage is called 30/60/25 coverage. It is recommended that you consider buying more than the basic limits if you wish to protect yourself from financial liability due to the high cost of cars and the high cost of medical care.
The penalties for breaking Texas’ financial responsibility law include fines between $175 up to $1000, suspension of your state issued driver’s license, and impoundment of your car.
If you are involved in a car accident and the other driver is at fault the pursuit of damages is against that driver’s liability insurance coverage. Unfortunately most of the time the motorist who is not at fault is forced to file a claim under their own insurance in order to recover their damages. Regardless of your claim situation the attorneys at Carabin & Shaw are prepared to help.
The experienced attorneys at Carabin & Shaw in Dallas know what needs to be done in order to handle your UM/UIM claim so that you can recover your damages your entitled to quickly. Allow us to elevate the stress of dealing with the insurance companies directly.
At the law offices of Carabin & Shaw in Dallas we can evaluate your insurance coverage and guide you thru the process of filing a claim. Seeking the best legal advice available is vital when you have been in a car accident especially when dealing with an uninsured motorist or an uninsured motorist claim against your own insurance.
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We encourage you to contact Carabin & Shaw today via email, or by phone at 800-862-1260 day or night. We are here to help.