Have You been the Victim of an Auto Accident Without Insurance?
Texas law requires all drivers to have at least minimum coverage, which is known as 30/60/25 coverage. And although coverage is required, it is estimated that approximately 20-25% of drivers do not have insurance. So, have you been the victim of an auto accident without insurance? If you have, you may be wondering what happens next. San Antonio drivers have the option to look for a lawyer from the offices of Carabin Shaw. But first, it is important to know the basics of driving without insurance in Texas.Costs of Driving Without Insurance
Driving without insurance can lead to some costly consequences. The first offense alone costs hundreds of dollars in fees. Also, legal assistance, such as a San Antonio auto injury lawyer, may be required. Driving without insurance is risky and could financially drain you. Dropping your car insurance can cause significant financial distress, especially if caught or in an accident. If you do not have insurance, consider seeking low payment options today.Understanding Fault and Damages
Fault, or responsibility for the accident, is usually determined by completing an investigation by the insurance companies. In Texas, if you are found to be more than 50 percent responsible for the crash, then you will not receive damages. Damages represent the financial cost of the physical or emotional damage caused by accident. Typically, the driver who is found to be at fault is the one responsible for covering financial compensation. A San Antonio car wreck lawyer will be able to help assess damages.If You’re at Fault
You may have to pay out of pocket if you are at fault for the accident. You may also be responsible to cover damages and legal fees. Consider working with a San Antonio auto injury lawyer after an accident. Hiring a lawyer may better your chances of not being found totally at fault.If The Other Driver Is At Fault
If you are driving without insurance, and the other driver is at fault, then you would file a third-party claim with their insurance.
Have you been the victim of an auto accident without insurance? If so, then you may want to speak to an attorney as soon as possible, especially if you would like to sue. Under Texas law, you have two years from the date of the accident to sue. If the other driver is at fault and does not have insurance, then you may be able to sue for negligence as well. Regardless, it does not hurt to search for a “car accident lawyer near me.”What to Do After an Accident
Complete the following steps after an accident:
- Stop and check for injuries. Call 911.
- Exchange information with the parties involved: gather insurance information if available, make and model of the car, and contact information
- Report the accident to the police
- Document the scene
- Contact your insurance provider and report the incident
Be sure to grab all relevant contact information for the people involved, especially if someone does not have insurance. After this process, you may want to contact a San Antonio auto injury lawyer, especially if you are thinking of suing.What to Do Next
If you’re looking for a San Antonio car wreck lawyer, then consider working with the legal staff at Carabin Shaw. With offices all over the state of Texas, we can provide accessible and reliable assistance. Being involved in an auto accident is already stressful enough. The addition of being in an accident when one or more parties are without insurance increases the complexity of these situations, making the aid of a qualified attorney necessary. If you need assistance here in San Antonio, consider working with us. Call us at 210-222-2288, or search “car accident lawyer near me,” today.