How Texas’s At-Fault-Insurance Laws Affect Your Laredo TX Claim

If you have recently been the victim of an accident in Laredo, Texas, it is understandable to feel overwhelmed. With insurance companies and liable parties all seeking to minimize their expenses, it is easy to end up with less compensation than you need and deserve. The Laredo TX personal injury attorneys at Carabin Shaw know how important it is for you to receive fair compensation to get through your rehabilitation and get your life back on track.

Our law firm has over three decades of experience maximizing the settlements received by victims. We even offer a free case review to all potential clients, so you can learn more about your case risk-free. Call 800-862-1260 to book your initial consultation today in English or Spanish.

Texas at-fault insurance laws determine liability in injury cases based on negligence. Any party whose negligence is found to have contributed to an accident will hold some liability for that accident. Some examples of negligence that would constitute liability include:

• Failure to follow traffic laws while driving
• Failure to meet workplace safety regulations
• Manufacturing faulty equipment
• Improper maintenance of vehicles or machinery
• Exposing others to hazardous materials
• Failure to maintain safe property conditions
• Inadequate training, supervision, or hiring practices

Accident victims can pursue compensation from the insurance of liable parties and, if necessary, can also pursue lawsuits against any parties whose negligence led to their accident.

Accident liability is subject to Texas’s modified comparative negligence rule. This rule means that multiple parties, including victims, can share portions of liability for an accident. Victims who are determined to hold less than 51% of the liability for their accident can still pursue compensation through insurance claims and lawsuits. Still, their compensation will be reduced by the percentage of fault they are determined to hold.

Proportionate responsibility in Texas can be used by insurance adjusters to minimize their expenses by shifting blame to victims. It is important that Texans dealing with insurance adjusters following an accident remember that insurance is a business and that their adjuster is not on their side.

The assistance of a skilled attorney in Laredo can help ensure that victims represent themselves best while negotiating their insurance claims. They can even work to argue down your percentage of fault, which will help maximize the compensation you receive.

Filing a personal injury lawsuit can be an essential tool for victims who are not able to secure fair compensation through insurance for their Laredo personal injury claim. The courtroom can be a more advantageous setting for your lawyer to argue down your percentage of fault. This is particularly helpful in cases where your insurance company has inflated your portion of liability or denied your claim outright.

A lawsuit demands a higher degree of public accountability from liable parties and gives victims access to evidence through the discovery process. Additionally, victims of accidents with severe consequences may be able to secure more lucrative compensation by pursuing “non-economic damages” such as:

• Pain and suffering
• Permanent disfigurement
• Loss of enjoyment of life
• Loss of reputation
• Punitive damages

The assistance of experienced Laredo lawyers, such as those with our team at Carabin Shaw, is invaluable for Texan accident victims looking to maximize their compensation from insurance and lawsuits. It is inadvisable to attempt to navigate the complexities of the legal system on your own.

Outside of the courtroom, your attorney can also provide a great deal of support. They can handle correspondence and gather evidence on your behalf. Furthermore, your lawyer will provide you with sound advice and emotional support, based on their experience.

Lean on our team at Carabin Shaw to guide you through your recovery following your accident. We have the skills and experience necessary to maximize your compensation and minimize your stress. Take a look at our client reviews to hear about the positive experiences of people just like you.

To get started with your free case review, simply call us at 800-862-1260, where our staff of English and Spanish speakers are available 24/7 to take your call. Better yet, we offer our services on a contingency-fee basis. That means we will not collect any up-front payment; no fees owed unless we win.

For more information:

• TDI
• The Law Dictionary
• Texas Statutes 33
• TX Courts