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Laredo Car Accident Claims - Debunking Myths About Liability Coverage

After you have been in a Laredo car accident, it may feel natural to ask your family members or friends for advice on what to do next. This probably feels especially wise when someone close to you has previously been injured in an accident as well, as nearly 19,000 people in Laredo were in 2022. However, word-of-mouth can be incredibly unreliable, and even harmful, especially when that “crowd sourcing” form of information is related to Texas car accident liability. Speaking with family and peers can provide great support, but any and all professional advice about how to win your maximum compensation after a Laredo auto accident should come from trusted personal injury attorneys, such as those at Carabin Shaw.

Common Liability Coverage Myths

Liability coverage in a car accident covers the part of an individual’s car insurance that covers another person’s damages after they have been injured in an accident. So, in the case where you were injured by a reckless driver and have filed a claim with the support of Laredo car accident attorneys, liability coverage is what compensates you for your losses.

Because word of mouth support is so common, there are many “myths” or misunderstandings about how liability and coverage operates in Texas auto accidents. That means that any victims begin the process of filing a claim and pursuing a case without fully understanding what the process entails. An expert lawyer with Carabin Shaw can help you through debunking liability coverage myths, but some of the most common misunderstandings about car crash cases are listed here.

1. Laws and Regulations for Car Accidents Are Identical in Every State

Many laws regarding road safety are similar between states, but state laws remain local as opposed to federalized. This means that the laws in Texas are different from the laws in Pennsylvania and so on. Texas, for example, additionally requires that you have comprehensive coverage and collision coverage if you still owe money on your car.

It is for this reason that it is so important to work with local legal experts, like a Laredo car wreck lawyer at Carabin Shaw.

2. There Is No Point to Hiring an Attorney, the Insurance Companies Will Figure It Out

At the end of the day, insurance companies are only as invested in your well-being as their name suggests. The intent of an insurance company is to make money, and to compensate you for as few of the damages as possible in order to keep as much of their money as they can.

Our team has stopped predatory insurance companies from taking advantage of Laredo collision victims for decades, and in that time we have won the resources and expertise necessary to help you fight for your compensation better than anyone else.

3. If the Other Driver Gets a Ticket From the Police After the Wreck, Their Insurance Is Liable for the Collision Damages

As with all personal injury cases, the burden of proof rests with the injured party after an auto accident, and the Texas Statute of limitations. While a police statement can be evidence for the other driver’s liability, a ticket does not automatically make them “at-fault” for the accident.

Carabin Shaw’s client reviews provide further examples of the many ways that our attorneys can support you throughout your case.

Free Initial Consultation with Legal Experts

The attorneys at Carabin Shaw prioritize our clients, and offer free case review and initial consultation. That means that, with our contingent fee agreement, you pay nothing for the guidance of our trusted experts until your case is won.

Get Answers to Your Questions About At-Fault Driver Insurance | Laredo Collision Law Firm

Liability coverage is a commonly misunderstood aspect of auto insurance, but it is incredibly important to any car crash injury claim. To ask more questions, call our English and Spanish-speaking staff, available 24/7 and toll-free, at 800-862-1260.

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Visits with the Attorney are by appointment only. Main office San Antonio, Texas.

Client Reviews
We are very glad we called Carabin Shaw after our accident. We now recommend them to everyone. - Griselda S.
You want Carabin Shaw on your side after an accident. They were excellent. - Valerie S.
In our opinion, no one is better, Carabin Shaw is the Law Firm you want on your side after an accident. - Amanda G.
The attorneys and staff went out of their way to help us after our accident. Thank you Carabin Shaw. - Melinda F.
We did our research after our accident and chose Carabin Shaw. They were great. Highly recommend. Joel Y.