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Liability in a Texas Rideshare Accident - Help for San Antonio Personal Injury Victims

Texas is the second most populous state in the U.S., boasting nearly 31 million residents and 23 million vehicles. Unfortunately, all of those drivers and vehicles lead to many accidents. Accident-related injuries, deaths, and property damage cost Texas a staggering $17 billion annually. And with more than a third of Americans nationwide using rideshare services, odds are that some of these costly accidents are caused by rideshare drivers.

For San Antonio residents who have been in a collision caused by a rideshare driver, having a skilled Texas rideshare injury lawyer is essential to winning compensation. While Texas requires insurance coverage minimums for all drivers, damages can greatly exceed a potential insurance payout. The experienced attorneys for Uber and Lyft accidents at Carabin Shaw are ready to help you.

Vehicle Accidents in San Antonio

San Antonio is one of the state’s hotspots for vehicle accidents. In 2022, San Antonio logged 39,355 reportable motor vehicle crashes, the second-highest total of any city or town in Texas. Major contributors to the high accident rate include heavily-trafficked routes such as:

  • North 410
  • I-35
  • Loop 1604
  • Culebra Road
  • Zarzamora Street

A rideshare car accident in San Antonio can result in crushing financial burdens for victims, who may face high medical charges, loss of wages, and expensive vehicle repair bills or replacement costs. Consulting a knowledgeable lawyer is a crucial first step for San Antonians who have been in accidents and suffered losses caused by rideshare drivers. Our team has the background and proven track record to help. To learn about how we’ve helped other San Antonians recover compensation, please read our Carabin Shaw reviews.

Rules for Liability Insurance in Texas

Liability simply means “responsibility.” If a driver is at fault in a vehicle accident, that driver’s liability insurance is responsible for paying for the damages caused by that accident.

Texas Liability Insurance

All Texas drivers must carry liability insurance covering $30,000 for injuries per person, up to $60,000 per accident, along with $25,000 for damaged property. However, this may not be sufficient to cover losses. Serious injuries can lead to personal medical bills well over $30,000. A wrecked vehicle or other property damage could cost far more than $25,000. And missed days, weeks, or months of work may hardly be covered at all.

Liability Insurance for Rideshare Drivers

Like any other driver in Texas, rideshare drivers must carry minimum liability insurance. Rideshare companies themselves may also cover their drivers with liability insurance while drivers are working. Either way, insurance coverage may not meet your needs if you’ve been injured or suffered property loss due to an at-fault rideshare driver.

Determining Whose Liability Insurance Applies

Even when rideshare companies offer liability insurance to their drivers, it doesn’t apply all the time. It’s critical to understand whose liability insurance is in play when a rideshare driver causes an accident.

  • If a rideshare driver causes a collision while not online with and/or driving for a rideshare service, only their individual liability policy will cover the accident.
  • A rideshare company’s liability insurance, if available, will only apply while drivers are online and available for, traveling to, or providing a ride.

When liability insurance doesn’t cover all the costs incurred by a crash, a victim may be stuck with substantial debts. But an attorney with expertise in these kinds of liability cases knows how to pursue full compensation. If you need an Uber/Lyft accident attorney in San Antonio, please contact us.

Seeking Justice for a Rideshare Collision? Contact Us for a Free Case Review Today! Your San Antonio Personal Injury Victory Starts Here

When you’ve suffered a financial loss from an accident, racking up more bills is the last thing you want to do. That’s why Carabin Shaw offers a free case review. It’s also why our number is toll-free, so please call us at 800-862-1260, where our English and Spanish speaking staff will take your call 24/7. And finally, it’s why we offer our services on a contingency-fee basis: we charge no fee unless and until we win a settlement for you. If you or a family member has been in a collision caused by a rideshare driver, call us today.

For more information:

Visits with the Attorney are by appointment only. Main office San Antonio, Texas.

Client Reviews
We are very glad we called Carabin Shaw after our accident. We now recommend them to everyone. - Griselda S.
You want Carabin Shaw on your side after an accident. They were excellent. - Valerie S.
In our opinion, no one is better, Carabin Shaw is the Law Firm you want on your side after an accident. - Amanda G.
The attorneys and staff went out of their way to help us after our accident. Thank you Carabin Shaw. - Melinda F.
We did our research after our accident and chose Carabin Shaw. They were great. Highly recommend. Joel Y.