Mistakes to Avoid When Filing an Auto Accident Claim
In 2018, the U.S. Census Bureau reported that San Antonio is the fastest-growing large city in the country, with roughly 60 people moving to Alamo City every day. While these newcomers boost our city’s cultural and economic profile, they also put a strain on our roads. Heavy traffic and negligent or reckless drivers leave many residents wondering, “Where can I find a car accident lawyer near me?” As you deal with physical injuries and car repairs, you may have a hard time figuring out how to secure compensation for your damages. An attorney can help you look out for mistakes to avoid when filing an auto accident claim.How Car Accident Insurance Works
Most drivers rightfully appreciate the importance of car insurance, but too many expect these companies to have their best interests in mind. A qualified San Antonio auto injury lawyer with Carabin Shaw knows from experience that this belief often causes accident victims to make mistakes when filing claims. Insurance companies are nearly always set up as for-profit corporations, and, as a result, are primarily concerned with their bottom line. Insurance adjusters manage risk by looking at individual driver data, accident reports and wider accident trends, premiums, and payouts. This information helps them determine if the company will grant a settlement and how much that settlement will be.
Insurance companies often get away with low settlements when their policyholders are in crisis. Because most accident victims don’t understand how insurance works and want to move on with their lives as soon as possible, they usually accept the first offer that comes their way. You do not have to do this. The first step toward securing fair compensation is asking, “Where is a car accident lawyer near me?” Insurance attorneys can help you review your policy and the accident information to get the most from your claim.Getting the Settlement You Deserve
Fixing your vehicle, receiving medical treatment, and giving yourself time to heal can feel impossible without money. When you don’t have to worry about finances, you can address these critical concerns as they come. A San Antonio car accident lawyer can help you secure a settlement that makes your recovery smoother.
Here are some mistakes to avoid when filing an auto accident claim:
- Admitting fault: Do not admit fault to the other driver, the police, or the insurance companies until you talk your case over with an attorney. Although it’s tough when emotions are high, try to be mindful when you communicate after a crash. Even saying “I’m sorry” could be construed as an admission of guilt.
- Making a recorded statement: If you make a recorded statement to either your insurance company or the other driver’s insurance company before you know the full extent of your injuries, you could unintentionally minimize your payout. Make sure you have all the facts before making a statement and talk to both your doctor and lawyer.
- Accepting a quick settlement: After a car crash, bills can start to pile up, and injuries can lead to lost time at work. Your insurance company knows you need a quick influx of cash, and it will use your desperation to its advantage. Insurance adjusters know how to frame a settlement amount so that it looks appealing, even when they know you deserve more than what they’re offering. A San Antonio auto injury lawyer understands insurance law and can secure the best compensation for you.
- Hiring an inexperienced San Antonio car accident lawyer: There are many lawyers in San Antonio, but they aren’t all equal. You need representation with experience litigating both insurance claims and personal injury cases. Look no further than Carabin Shaw. Our firm has an A+ rating from the Better Business Bureau, and our team has decades of experience advocating for Texans.
For a free consultation with a San Antonio auto injury lawyer, call 210-222-2288 or toll-free at 1-800-862-1260.