Options After Being Hit by an Uninsured Driver
Are you one of the thousands of victims of uninsured motorists in San Antonio, Texas? In a 2021 study, the Insurance Research Council found that one in eight drivers are currently uninsured nationwide. The state of Texas ranked slightly better in this study than the national average: approximately 8.3% of all Texas drivers were uninsured in 2019. However, considering that Texas’ total population in 2019 was 29 million, 8.3% begins to seem alarmingly high.
When a San Antonio car accident is caused by an uninsured motorist, there are many complicating factors that may limit victims’ total financial compensation. Many people automatically assume that it is impossible to see a fair settlement in these cases; however, the truth is that hiring an experienced accident attorney can greatly increase a victim's chances of seeing fair compensation, regardless of the liable party’s insured status.
To learn more about your options after being hit by an uninsured driver, contact us to set up an initial consultation with a qualified accident lawyer in San Antonio.The Problem With Uninsured Drivers
The state of Texas requires all drivers to cover the costs of any accidents they cause. Most of the time, drivers meet this requirement by purchasing an auto insurance policy. However, the state of Texas does cap auto accident liability at $30,000 per injured person (up to a total of $60,000) and $250,000 for total property damage. These caps may not necessarily provide the compensation victims deserve, particularly the $30,000 cap for injuries. When the liable driver is uninsured, however, this may be all that victims receive.How Can Auto Accident Lawyers Serving San Antonio Help?
When you hire an experienced auto accident lawyer, you can file a personal injury lawsuit against those responsible for your car accident injuries-- even if they are uninsured. Your car accident lawyer will seek compensation for the following damages:Physical Injuries
Car accidents typically result in some degree of physical injury, ranging from the minor (such as bruising and lacerations) to the more severe (organ damage, spinal trauma, disfigurement, etc.). Whatever the injuries you have suffered in your accident, you deserve fair compensation.Financial Losses
Car accident injuries (particularly the more severe injuries) often require extended stays in emergency units, multiple reconstructive surgeries, months of physical therapy, and prescription medications. These treatments can cost victims and their families hundreds of thousands of dollars over time. Additionally, severe car accident injuries may reduce victims' income-earning abilities, significantly prolonging the financial impact from their collision.Pain and Suffering
Lastly, Texas law protects car accident victims’ right to seek fair compensation for their pain and suffering. Pain and suffering as a category includes all the intangible losses suffered by victims, such as chronic pain, development of PTSD, loss of consortium, or grief following the death of a loved one.
If state damage caps have not provided adequate compensation for your losses, contact a qualified car accident attorney today.The Texas Car Wreck Attorneys at Carabin Shaw Will Fight for You
If you have been injured by an uninsured driver in San Antonio, the firm of Carabin Shaw can help you see the justice you deserve. Over the past three decades, our personal injury attorneys have helped thousands of car accident victims and their families receive fair compensation for their losses following a serious collision. Carabin Shaw’s client reviews prove that our firm is dedicated to protecting the best interests of San Antonio car accident victims.
Are you interested in scheduling your no-cost, no-obligation initial consultation with a Carabin Shaw car accident attorney? If so, our English and Spanish-speaking staff are standing by day and night to answer your call. Call 800-862-1260 to schedule your free case review today.