San Antonio Employer and Private Disability Insurance Claims

If you have been seriously injured in San Antonio to the point of being unable to work and you have disability insurance, you may be considering filing a disability claim to receive benefits. But do you know how San Antonio employer and private disability insurance claims work? Do you know the benefits of hiring a disability attorney? And do you know what to do if your initial claim is denied? If you’re unsure about any of these questions, the experts at Carabin Shaw are here to help answer them, and more.

Read on to learn the basics of disability law in San Antonio, what you need to know about San Antonio employer and private disability insurance claims, and tips on choosing the best San Antonio disability lawyers to assist with your claim.

Long term disability insurance coverage—whether offered through an employer, or purchased as an individual policy—allows recipients to continue receiving the majority of their salary if they become unable to work. However, filing a claim for long term disability is no easy task, and there are many requirements that must be met before your benefits will be approved.

If you’ve suffered a disabling illness or injury, your disability insurance ought to pay you a certain percentage of your monthly income. But how do you qualify for disability benefits?

The most important thing that must be proven before you can receive benefits is that you meet the standard of your policy’s definition of disability, and can prove this with medical documentation and evidence. However, you will also need to meet other requirements as well. Most policies have requirements based around waiting periods, premiums, and minimum hours worked that must be met before benefits can be offered.

Receiving disability benefits can be extremely difficult—even for people who are covered by disability insurance.

While it is possible for you to file your own claim, insurance companies will often delay the process in bad faith—or wrongly deny legitimate claims altogether. That’s why hiring an experienced attorney can help you expedite the claim process and obtain the maximum amount of disability benefits you are owed.

If you’ve been wrongfully denied coverage by your insurer and want to submit an appeal, an experienced disability lawyer can help you navigate the appeal process to get you the benefits you deserve. When choosing among disability attorneys, look for someone who:

• Specializes in disability law and handling disability claims
• Has plenty of positive reviews from former clients
• Has a spotless disciplinary record (which you can access quickly and easily by visiting the State Bar’s website)
• Offers free consultations to all new clients

Here at Carabin Shaw, our team has 200 years of combined legal experience, and we’ve been helping Texans with disability claims for more than two decades. Our San Antonio injury lawyers are experts in disability law in San Antonio, and they know how to negotiate with insurance companies so you don’t have to. W can help you streamline the disability claim process, even if your initial claim has been denied.

Call our San Antonio office today at 210-222-2288 to receive your free consultation with one of our San Antonio disability lawyers, and to find out how we can help you receive the benefits you deserve.