San Antonio Uninsured and Underinsured Motorist
Have you been hit by a reckless driver in San Antonio and wondering if the San Antonio uninsured and underinsured motorist policy you’ve paid for will cover your expenses? When hit by an uninsured driver, or worse, by a hit-and-run driver, victims are all too often left with more questions about what to do next than answers. Especially if you have been injured and piling medical bills, getting the response you need from your auto insurance provider becomes more important than ever.
Unfortunately, insurance companies can have the habit of being silent when they’re needed most. If you’ve been in a car accident and faced with uncertainty and an uncooperative insurance provider, you need a San Antonio auto accident lawyer who can take up the fight for you. The attorneys with Carabin & Shaw have the experience and determination that has won clients across Texas success for twenty-two years and counting. You can count on that same spirit to fight for your right to full compensation from your insurance policy too.
Though Texas law requires all motorists carry auto insurance. the amount of coverage it requires drivers to maintain is minimal in comparison to true cost of an accident. The worse news is that many in San Antonio drive without the required coverage at all. Without guidance to legal avenues of recourse available, you could be left to carry the burden of medical expenses and vehicle repairs on your own.
While underinsured and uninsured policies are most often sold as a single item, there is a distinct difference between these policies and how each determines and pays out compensation.
The uninsured portion of this policy is coverage for accidents that involve a driver who has no insurance, as well as those that may flee the scene of the accident. Underinsured coverage works by paying the difference in damages not covered by an insufficient insurance policy of another driver.
If you’ve been involved in a San Antonio auto accident and have a San Antonio uninsured or underinsured motorist policy, you will be interested to know that your policy may benefit you when:
- You’ve been the victim of a hit and run and there was damage incurred by your vehicle.
- You’ve been struck by a truck or automobile while walking or riding a bicycle.
- You’ve been struck by a truck or automobile while riding in another person’s vehicle.
- Dependents in your household have been struck while walking, riding a bike, or a passenger in another person’s car.
Unfortunately, with no liable party willing or able to be responsible for the cost of compensation, many insurance providers drag their feet in the face of bearing the full cost. Worse, some will even try to deny their own customers’ claims on the policies they’ve been paying faithfully for years.
If your uninsured or underinsured policy claim involves serious physical injuries, you may be faced with medical bills, loss of income, or even the loss of a loved one as a result of the accident. Regardless of the scenario, the attorneys at Carabin & Shaw of San Antonio will know how to navigate the complex laws governing auto insurance, at-fault determinations, and securing the just compensation for uninsured and underinsured claims as outlined by your policy.
Call us today and speak with one of our lawyers about how Carabin & Shaw can best help you in the days ahead. We offer free initial consultation to all clients, so you can have the opportunity to speak with a professional about your San Antonio uninsured or underinsured motorist claim without risk or obligation.
Attorneys with Carabin & Shaw have over twenty years of experience holding insurance companies to their customer agreements, and we are standing by ready to put that experience to work doing just that for you. Our number one goal is to see you awarded full compensation according to the policy for which you have paid.
Contact Carabin & Shaw for your free consultation today. Our toll-free line is available 24 hours a day at 1.800.682.1260, or call our local office in San Antonio at 210-222-2288.