What To Do After Hurricane Harvey in Port Aransas
By the time Hurricane Harvey was over, the storm had dumped about four feet of water on the coast and pounded the region with winds of up to 130 miles per hour. It is estimated that the total sum of damages caused by Harvey amount to somewhere between $5 and $20 billion dollars. Thousands of residents of Port Aransas and the surrounding area evacuated homes that would eventually be destroyed or flooded during the hurricane. Many of these victims now begin the lengthy process of rebuilding. Unfortunately, most do not possess the necessary insurance coverage to do so quickly and effectively.
It is important to understand that most Texas homeowner’s insurance policies do not automatically include flooding and water damage coverage in the case of a natural disaster. In fact, a whopping 80% of Texas properties are completely uninsured. If you are one of the thousands of victims of Harvey in this region who are wondering what to do after Hurricane Harvey in Port Aransas, you have options, and you deserve to know them.
Most victims of Hurricane Harvey turn to their insurers for help and guidance regarding what to do after Hurricane Harvey in Port Aransas. However, the truth is that almost 70% of homeowner’s insurance policies in the state of Texas do not include coverage for flooding and water damage. You may need legal guidance to formulate and maximize your claim, or, at the very least, a basic knowledge of your next steps moving forward with your case. Some basic measures you can take as the victim include:
- Minimize Damages
There are a number of precautionary measures you can take to help prevent any damage or loss from worsening and further affecting your home and property. If you can, prevent mold from spreading and stagnant water from further weakening foundation structures. Patch up all holes and cracks that you can, and always save receipts from damage repair expense purchases. Above all, be proactive with your own claim.
- Record & Document Everything
If you remain vigilant, your claim’s chances of maximization increase dramatically. This vigilance includes taking pictures of all your damage and saving receipts from any repairs you make, as well as assessing your damages, minimizing them if possible, and educating yourself on your predicament. Proactivity is undoubtedly the first step to full compensation.
- Make A Plan
After you have assessed your situation and prevented it from getting any worse, you should put numbers to your damages. Your insurance company will send an adjuster out to the property to physically examine and estimate these costs; but after a natural disaster like a hurricane, it could be days or even weeks before they are able to reach you. Formulate a plan and don’t leave it in the hands of a third party who may not have your best interests at heart. In the interim, it may be best to consult with a lawyer.
- Consult With Your Lawyer
In the wake of a hurricane, legal guidance can be the difference between starting over and starting again. An attorney skilled in hurricane damage claims will fight for a client’s right to maximum compensation and work with the insurance company to leave no stone unturned in your quest for due recompense.
- Call Your Insurance Provider
Even if you do not have access to your claim – say, you lost your claim in the flooding, or electricity, Wi-Fi, and power are unavailable in your area – as long as you know your policy number, an insurance agent can help you begin the process of filing a claim. It is crucial that you know your options and cautiously formulate a plan before ever dealing with your insurer; at the same time, the importance of swift action cannot be understated.
Fortunately, the Port Aransas hurricane insurance claims lawyers from Carabin & Shaw are here for you. Our goal at Carabin & Shaw is to successfully represent your claim and gather all evidence and information in order to determine how to restore all damages to you and your family. The team of Port Aransas attorneys at Carabin & Shaw handles all types of Port Aransas hurricane claims and all other cases regarding injury, loss, or damage suffered in Hurricane Harvey. These include but are not limited to:
- Structural damage
- Wind damage
- Business damage
- Structural damage
- Roof damage
- Water and flood damage
If you or someone you care about has suffered any loss or damage because of Hurricane Harvey and you live in Port Aransas, chances are that you may be eligible to obtain various forms of recompense for your losses. Contact the lawyers of Carabin & Shaw serving the Port Aransas area of Texas today at 361.717.4411 or toll-free at 1.800.682.1260, day or night, for a free consultation that answers all of your questions about what to do after Hurricane Harvey in Port Aransas and guides you on the path to compensation.