Disability Defined

The language and terms commonly used in a disability Claim can seem foreign.  This page discusses different benefits and avenues available to the Social Security Disability Claimant.

The Social Security Act defines the term "disability" as a person’s inability to engage in any substantial gainful activity by reason of any medically determinable impairment which can be expected to last for a continuous period of not less than 12 months. If one is deemed "disabled" then certain benefits may be awarded.

Types of Disability Benefits

There are five types of Disability Benefits:
  • Disabled Widow's and Widower's Benefits
  • Disabled Adult Child Benefits
  • Social Security Child's Disability benefits
  • Disability Insurance Benefits
Disabled Widow's and Widower's Benefits

These benefits are paid to individuals who are at least 50 years of age and have become disabled within a certain amount of time after the death of their husbands or wives. The late husband or wife must have worked enough to be insured by Social Security.

Disabled Adult Child Benefits

Such benefits are granted to children whose parents become deceased or disabled. In order to qualify, the child must have experienced this before age 22. It is important to know that for Disability Insurance Benefits, Disabled Widow's or Widower's Benefits and Disabled Adult Child Benefits, it is immaterial whether the disabled individual is rich or poor. Benefits are granted based upon a record of Social Security earnings.

Social Security Child's Disability Benefits

These benefits are paid to children who become disabled under the age of 18. The way in which disability is being determined here is a bit different for children.

Disability Insurance Benefits

This type is the most important amongst the Social Security Disability Benefits. Such is provided to individuals who have worked for at least 10 years in the US and who have now become disabled.

If you need a Social Security Disability Attorney on your side call our Law Firm day or night.  The call is free, the initial consultation is free.  Call us toll free at 1.800.862.1260.