Getting the Maximum for Your Hail Damages
After extreme weather events, like the hail storms that have recently rocked Texas, a very serious, yet difficult-to-prove, or even detect, type of damage that can affect your commercial property or home’s roof is HAIL DAMAGE.
Many reasonable home owners do not realize that hail has actually damaged their property. Because of this, insurance claims for hail damage are not timely or correctly filed and even if they are done correctly, many insurance carrier attempt to down play any losses and minimize claims.
You should not be the victim of bad insurance industry practices. Call Carabin Shaw. We will do what can to help you.
It is important for you to investigate any potential hail damage as quickly as possible after a hailstorm.
Your roof, home or commercial property, will normally suffer the most costs in hail damage. Despite this, hail damage to shingle type asphalt roofs is not immediately noticed. It can take at least three years after hail damage for a roof to begin leaking. If you have a flat roof, it can be even more difficult to detect hail damage for some time. This can have an unfortunate impact on your possible damage claim for hail damage under your insurance policy.
Hail damage insurance claims, as with all types of insurance damage claims, require you to give prompt notice to your insurance carrier. This means that you need a proactive, positive, approach to identifying any potential damage as quickly as possible. This is crucial to protect your property and your rights.
Know what your rights are. You should protect those rights and get our Corpus Christi Property Damage Team in your corner today. Contact the Carabin Shaw’s Corpus Christi Hail Damage Attorneys for assistance in dealing with all insurance claims.
Myth: If there are no shingles missing you don’t have damage.
Fact: Hail Storms may or may not remove shingles. This depends on the details of the wind during the storm. Even with no missing shingles there can be leaks for many years after hail storms.
Myth: My roof is close to new so it must be covered by the contractor, home builder or manufacturer's warranty.
Fact: Almost every manufacturer specifically lists hail as excluded from their product’s warranty. Roofing contractors and home builders do the same. New roofs and/or new shingles can be more likely to get damaged by hail as opposed to an older roof or older shingles because of the time it can take new roof and/or parts of roofs to cure when exposed to the elements.
Myth: I was told by an adjuster, who is working for my insurance company that my particular roof or shingles has very little or minimal damage and that I don't need to bother to file the claim and its paperwork.
Fact: If your roof or the individual shingles have any damage at all you have a valid claim and should always file that claim with your insurer. Damage may not cause the roof to spring a leak today, but the odds are that it may well cause the roof in question to leak in the future. That is the reason that it's so important to get an inspection from a non-biased, qualified expert.
Know your rights, protect those rights and put our Legal Team on your side today. Contact the Corpus Christi Area Hail Damage Attorneys for assistance in filing and pursuing with your claims against your insurance policy.
Are you in Corpus Christi? Have you suffered hail, rain or wind damage to your home or property?
The Carabin Shaw Offices in Corpus Christi are located two blocks south of the Nueces County Courthouse in Corpus Christi, Texas.
Our Corpus Christi telephones are answered 24 hours a day, 7 days a week. Call 361.444.1111.