Rockport Uninsured and Underinsured Motorist

The law in Texas requires everyone who owns a motor vehicle to carry liability insurance known as an uninsured/underinsured motorist policy. As the name implies, Rockport uninsured and underinsured motorist insurance is a two-part insurance policy that provides coverage related to two distinct aspects of a collision. The uninsured coverage section is intended to protect you if you are hit by another driver who is not insured. In this instance, the other driver is referred to as the “at-fault” driver. The underinsured part of the policy applies when the at-fault driver has some insurance, but the policy they purchased is the least amount required by law. All too frequently neither of these features of an insurance policy provides sufficient money to cover all the damages and medical expenses the not-at-fault driver (you) is faced with. You can be confident when you turn to our attorneys at Carabin Shaw in Rockport, Texas, we know exactly how to interpret and apply the various laws in your best interest.

If you’ve been in an automobile accident, your hope is that the person who hit you chose to carry Rockport uninsured and underinsured motorist insurance, and of course, if they did, this would lead you to believe the damages to your vehicle, as well as the physical injuries you or your passenger(s) may have suffered will be covered, right? Nope! It’s a sad fact, but our lawyers will tell you that this is not necessarily true; in fact, it is seldom the case. Carabin Shaw attorneys have heard of multiple instances where victims of Rockport auto accidents have suffered tremendous financial loss because drivers in Rockport, as well as in many other cities across the United States, did not have any insurance at all. When drivers did carry an uninsured underinsured liability policy, the coverage amount selected was often severely inadequate.

The tragedy is that when the other motorist carries minimal coverage of uninsured and underinsured motorist insurance, you, the not-at-fault driver are left suffering the financial repercussions. It is in this very type of situation that our Rockport uninsured motorist attorney with Carabin Shaw can make all the difference in your situation. Our attorneys are the experts in uninsured underinsured motorist’s claims and we will provide you, as our client, the best legal service available in Rockport.

If you or your loved one has been involved in a car accident, you are going to have to work with the insurance companies to try and obtain payment for all your medical needs related to the accident, as well as try to recuperate payment for the expense of any vehicle repairs or possibly replacement of your car. The whole process can be very complicated and lengthy; we encourage you to reach out to us at Carabin Shaw. Our lawyers in Rockport can lighten your burden as they provide you with insightful and timely legal guidance.

A few things to consider about uninsured and underinsured motorist insurance:

• What are your rights when the other driver has no insurance?
• What are your rights when the driver’s insurance is minimal and doesn’t cover damages to your vehicle?
• What are your rights when your medical expenses exceed the coverage amount of the other person’s Rockport uninsured and underinsured motorist policy?
• What are your rights when an accident occurs in another state?
• How does your coverage change when an accident occurs across state lines?
• How does the change in coverage across state lines impact you?

If you were injured in a car accident that was caused by a driver who didn't have enough insurance coverage, we have knowledgeable attorneys at Carabin Shaw, ready and available to help you file an underinsured motorists claim. We will walk you through the process with the goal of obtaining you the maximum financial compensation to which you are entitled. Call us today and let’s discuss how we can provide you with the insight and guidance you need.