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The Role of Underinsured Coverage in Midland Tx- Protecting Yourself After an Accident

If you have been in an accident with an underinsured or uninsured driver, you are likely facing the daunting task of filing a claim against your own insurance company. Midland auto accident insurance, as well as Texas at large, requires that you have insurance to cover your damages in instances where the at-fault party has no insurance. However, this does not mean that the intent of these insurance companies is to help you. An insurance adjuster's job is to minimize the costs that the company pays, which means paying you as little as possible after an accident. The trusted and experienced collision attorneys at Carabin Shaw understand your legal options after an accident in Midland, Tx, and will make sure that you get the financial support you deserve.

Dealing with adjusters on your own can be a nightmare, and hiring a lawyer who has experience with underinsured and uninsured motorist claims will save you time and unnecessary anxiety.

When is Underinsured Motor Insurance Important?

Underinsured coverage in Midland Texas is a type of insurance that almost every insured Midland driver has. The Texas Department of Insurance describes it as a form of auto insurance that gives you coverage for instances where you are hit by a driver who does not have enough insurance to pay for your damages.

The coverage itself is likely to be one you have, unless you specifically opted out of it. However, having the insurance alone does not mean that your company will fairly cover everything that they should. That is where the Midland auto accident attorneys at Carabin Shaw can help, by fighting for the full compensation that you are owed by your insurance coverage.

How Relevant is Underinsured Motorist Insurance?

By the estimation of the Texas Department of Motor Vehicles, 20% of Texas drivers navigate the roads without insurance. Data USA estimates that the city has a population of over 140,000, meaning that thousands of local drivers are uninsured, and this does not account for people visiting Midland or passing through while traveling.

Underinsured Midland, TX auto insurance is your defense against drivers that do not have the necessary insurance to cover your damages, and our lawyers are the experts you need to make sure that you get every penny that you need.

Is It Enough to Have Coverage?

Having underinsured coverage does not mean that your insurance will automatically pay after you have been in an accident. Regardless of how family-focused your insurance company may be, they are a business at heart and do not want to lose money. Additionally, underinsured coverage may not kick in if the at-fault party is unnamed or underaged, or in accidents where you were not in a direct collision (such as being run off the road).

Our team of trusted attorneys will help you to determine if underinsured coverage should pay for your damages, and make sure that you are given the maximum payment for your circumstances.

Unlike insurance companies, the lawyers at Carabin Shaw are dedicated to pursuing your best interests throughout the course of a claim, and the process begins with our free initial consultation and case review.

Call to Ask Questions and Schedule Your Free Case Review

If you have been the victim of a Midland Car Collision, you are entitled to the resources and time you need to fully recover from the accident. At Carabin Shaw, we have fought for Texas accident victims for over three decades, and our successes can be seen at Carabin Shaw’s client reviews.

While you should take stock of your damages and injuries after an accident, filing your claim quickly is an important aspect of getting your full payment. Call our Spanish and English speaking staff, available toll-free and 24/7, at 800-862-1260 to begin your free case review.

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Visits with the Attorney are by appointment only. Main office San Antonio, Texas.

Client Reviews
We are very glad we called Carabin Shaw after our accident. We now recommend them to everyone. - Griselda S.
You want Carabin Shaw on your side after an accident. They were excellent. - Valerie S.
In our opinion, no one is better, Carabin Shaw is the Law Firm you want on your side after an accident. - Amanda G.
The attorneys and staff went out of their way to help us after our accident. Thank you Carabin Shaw. - Melinda F.
We did our research after our accident and chose Carabin Shaw. They were great. Highly recommend. Joel Y.