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Texas Hailstorm Season

Large Hail season has already begun for this year. It is in full swing at the moment. Hailstorms can form up within most thunderstorms. This is especially true for those that are accompanied by towering, tall vertical clouds that weather geeks know as cumulonimbus clouds. Texas unfortunately sees too many of these types of storms all through the summer.

Fortunately, most hail comes down in small storms with individual stones smaller than the size of a pea. These do little damage to property or crops. But, sometimes, the hail comes down in a lengthy, massive, deluge. Sometimes, when things get really bad, the hail can get to be the size of a softball with a weight of more than a pound. At that point, crop and property losses start to really add up. For farm owners and/or lessors and for owners of commercial property, insurance coverage is generally the best way to cover potential extra costs, and protect the assets subject to possible hail damage.

Damages Payable Insurance Coverage for Hail Damage

If you sustain damage to your crops, or other commercial property because of a hail storm, first, contact your insurance company. Then find and send them all your information about possible insurance coverage for damages sustained in the hail storm. Some of the time, an assessor will size up the situation, get an estimate of the damages and begin the paperwork. After that, also only sometimes, an insurance company does the right thing, pays the claim and you and your loved ones lives goes on.

However, too often, insurance companies are not so accommodating or cooperative. Insurance companies frequently balk at the amount of possible damages you are claiming. They also may refuse to accept that the damages were the result of a hail storm. This may delay them in paying the claim. This has even caused them to refuse outright to pay deserving claims.

If this happens, your most effective option is to find an experienced qualified attorney. An attorney can help you against the insurer who won’t pay. An attorney can help you to get your claim dealt with and straightened out. An experienced attorney speaks the same language as the insurance company. An experienced attorney knows what they say versus what they actually mean. Your attorney can accumulate all the necessary information to help get your insurer to cover your deserving claim and to obtain the relief you need as a property owner. If needed, an attorney can assist you in taking your insurance company into court to make them pay your deserving claim.

If your insurance carrier won’t pay your hail damages claims for your crops or commercial property, contact Carabin Shaw at any of our offices across Texas. We have many years of experience handling first party damage insurance claims for storm damage to commercial property and for hail damage to your crops. Let us fight your insurance company on your behalf. We can get you all the compensation the law allows. Your initial consultation is free. We operate on contingent fee basis. So, if we don’t collect damages for you. We don’t get paid.

Call us at Carabin Shaw, we will fight to get you the compensation you deserve. Call 800-862-1260.

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