Time is Running Out...
Was your home or business, here in San Antonio, or in the surrounding areas, damaged in one of the recent hail storms? Call Carabin Shaw for help.
The 2016 hail storms and windstorms devastated San Antonio and Bexar County, Understandably, you and your family’s first concern was to ensure the safety of yourself, your friends, your family and your neighbors. Your second concern was to safeguard your property. However, it is now the time to ensure that you and your family will be fully and properly compensated to the maximum legal extent for all damage to your home and your businesses. Time is running out.
The end is of your time to file a claim is near. However, different kinds of cases have different filing deadlines. For a lot of people the filing/claim deadline may well depend upon the date you were denied or underpaid, not just the exact date the storms hit.
Texas insurance Law is passed by the Legislature and interpreted by the Courts. These laws impose certain critical deadlines, these are time periods, that may well affect the outcome of any possible hail or windstorm claim or lawsuit that you may have. Also, your particular insurance policy and its limitations and restrictions may contain time limits within which you must act to pursue all or any possible claims for damages you may have. If you don’t meet the deadlines as set set forth under Texas Insurance law and your individual policy, you and your family’s rights to file a claim or bring a lawsuit can and are forever lost. Our attorneys at Carabin Shaw are very, very familiar with these legal delays as imposed by the law and by standard insurance policies. Give us a call and we can help.So When is my Deadline?
Usually, the claim filing deadline will have to be figured out separately in each case. Generally, Texas Insurance Law permits the parties to insurance contracts to set limits on the time to make a claim or file suit by mutual agreement of those parties. Because all insurance policies are considered contracts, your insurance carrier may argue that your deadline runs from when your policy states that it runs (frequently within two years of the date of the occurrence). This deadline is often referenced in the insurance policy in the section "Suit Against Us" or something similar. The date on which your claim got underpaid or got denied can also control your ability to get damages under Texas law. Even though, it is the safe bet to file your suit before the two-year anniversary date from the storm. Either way you go, you or your representative must file a lawsuit for you lawsuit within the legally appropriate time period. If you do not file, you will lose forever the right to pursue your claim.
To determine your specific filing deadline, it is almost mandatory that you get an experienced hail/windstorm attorney who specializes in nailing insurance companies to analyze the specific facts of your individual case and review your policy and other paperwork as soon as possible, including:
- Any Insurance Policy which even might apply to your situation
- The “Declarations” Page of those policeis
- Any and All Correspondence to and from Your Insurance Company
- Any and All Check Stubs from any Insurance Payments you have accepted
- Any and all other documents you think might be relevant to your hail/windstorm claim
This information will let your experienced hail/windstorm attorney guide you in determining when your specific deadline is to file your hail/windstorm lawsuit.
The attorneys at Carabin Shaw are here with their legal team to help you and your loved ones navigate through the claims process and get you the compensation owed and that you deserve. You may well be legally entitled to much more compensation than you have been paid already, but you and yours must act in a hurry, because your time is running short! Contact our legal team today for a free initial legal consultation at 800-862-1260.
Call us at Carabin Shaw. We will fight to get you the compensation you deserve. Call 800-862-1260.