The Claims Process to Collect for Your Damages From San Antonio Hail Storms Damages, Part I
Was your home or business, here in San Antonio, or in the surrounding areas, damaged in one of the recent hail storms? Call Carabin Shaw for help.
First, it is all important for you to get organized and stick to the basics that will get you through this unfamiliar, difficult process:
- First, You Need to get You or Your Business’ Claim Started
You need to start by calling your insurance broker, agent or company, and have them get you a claim number. Your insurer needs to be aware that your business or your home has been through this historically bad hail storm.
- Call Your Insurer Even if no one Sees Open or Obvious Damage
The insurance company must perform an inspection of your business or your house. Why is this? Down the road, if and when you sell your business or your house, the buyer will get a professional inspection. If the professional inspector comes across hail damage, you or your business will have to pay for any repairs not your insurer. You've paid them premiums for years; don't for a minute hesitate to start your claim and move it forward.
- Put Your Insurer on Written Notice
Under Texas law, you must give legally proper notice to your insurance carrier with the details of your claim. Sending them a written notice of claim is the proper way to do this. If you or your business needs the correct forms, please give Carabin Shaw a call, and we will send you the proper form. Our number is: 1-800-862-1260.
- Get and Maintain any and all Repair Records
Carabin Shaw cannot impress upon you how important repair records are. You have clean to do, temporary repairs to make, tarps on put on any effected roofs, storm debris removal, pool rehabilitation and cleaning, etc. Any money you spent for anything you did may be used a credit against your payable deductible or may be reimbursed by your insurer. Keep a written diary recording all times, dates, and keep a written diary with all the dates and times at which you spoke to the adjuster assigned to your case. Also, keep notes of any and all conversations you have with the adjuster assigned to your case.
- Take Pictures and/or Videos of any and all Damage and all Repairs
Document in writing and with photos all your hail storm damages. There is an old saying that a picture is worth a thousand words. When it comes to hail storm damages, this is all too true. A year down the road from now, while you are fighting with the insurance company, your memory won’t be perfect. Therefore, photos or video of all of your damages will go far to get you reimbursed for all of your losses. Keep notes of any conversations with your insurance adjuster.
After all of this give our legal team at Carabin Shaw a call. We are experienced at fighting to get hail storm damage victims all the compensation to which they are legally entitled. Your insurance company will have an experienced well financed attorney defending them. You should have the same type of fighter in your corner also. Give us a call and we can help.
Contact us. We will fight to get you the compensation you deserve. Call 1-800-862-1260.