Semi Truck Accidents

Insurance Requirements on Big Commercial Trucks

In 2013 a new bill was introduced to better protect the public from large commercial vehicles on the roadway. This law is designed to increase the minimum amount of liability insurance coverage that trucking companies must have here in the United States.

Back in 1980 the ten Congress set an amount of minimum insurance requirement o protect the motoring public from negligent drivers and the trucking companies.

Some individuals argue the minimum financial levels have in fact had the opposite effect of their intended purpose. Wherein some think some companies don’t care about safety as see the insurance coverage as their protector and have thus allowed irresponsible companies to operate by creating an environment of wrongdoing and unfair competition.

I am of the opinion that in order for the minimum insurance requirements to perform as they were originally intended by Congress, the Secretary of Transportation should increase the levels to a sum or an amount that provide appropriate compensation to catastrophic crash victims and effectively function as a mechanism that protects safe operation through the underwriting process.

With any luck Congress will work together and take the necessary action to increase the minimum limits of insurance for the trucking industry. Large trucks continued to catastrophically injury and kill and the victims of these truck crashes should be adequately compensated if the truck drivers and his or her company are at fault for the accident.

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