Insurance Tactics Used to Reduce Rideshare Injury Settlements | Texas Uber & Lyft Accident Lawyers

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If folks are injured in a rideshare accident anywhere in Texas, it’s important to know that Texas has a modified comparative fault rule, which means multiple parties may be held responsible for the accident. Multiple potentially liable parties result in dealing with multiple insurers. An experienced lawyer can help victims pursue compensation, even when facing large corporate insurance companies.

Unfortunately, some insurers may use strategies to reduce or deny valid claims for rideshare injuries involving services such as Uber, Waymo, or Lyft. Whether your injury occurred in Houston, Dallas, Austin, or El Paso, the Texas rideshare accident lawyers at Carabin Shaw may be able to help you recover compensation. Contact us online or call toll-free at 1-800-862-1260 to schedule a free consultation today!

Common Insurance Strategies Employed to Reduce Payouts

Insurance adjusters protect their company’s financial interests. An experienced Texas Uber accident lawyer can help negotiate with insurance companies and ensure a victim’s rights are protected throughout the claims process. While many claims are handled fairly, other claims may be subject to insurers’ tactics intended to reduce the value of a settlement, including:

  • Questioning the severity of any injuries and whether they were preexisting
  • Requesting recorded statements that may be used against the victims
  • Delaying the claims process
  • Offering a low, quick settlement before your medical treatment is complete
  • Arguing that someone else was responsible for the injury
Understanding Rideshare Insurance Coverage

Unlike traditional car accidents between two passenger vehicles, rideshare accidents may involve several insurance policies depending on the circumstances. For example, whether the driver was logged into the app, waiting for a ride request, or transporting a paying passenger can determine which policy should pay out. If you were injured in or by a Lyft vehicle, speaking with a Texas Lyft accident lawyer can help clarify which insurance policies may be available and how liability should be doled out.

Protect the Value of Your Personal Injury Claim

Every accident, injury, and victim is unique. A lawyer can help you determine the best courses of action to protect the value of your claim. After your rideshare accident, taking the right actions may be critical to the value of your rideshare injury claim. Steps may include:

  • Seeking immediate medical attention and following all medical advice
  • Saving photographs and videos from the scene of the accident
  • Accessing and preserving medical records, bills, and other related receipts
  • Preserving communications with insurance companies
  • Avoiding social media discussions about the accident or injury
How to Seek Compensation after a Rideshare Injury

Insurance companies may attempt to settle a claim for less than its worth. Before accepting any offer from an insurance company, it’s important to understand whether the rideshare injury settlement is sufficient to cover your medical expenses, lost wages, future medical treatment, and pain and suffering. Pursuing a fair amount of compensation may require multiple rounds of negotiation and the presentation of substantial evidence, which may be best left to an attorney.

Texas’s Modified Comparative Fault Rule

If you have a rideshare injury that occurred in Texas, your claim is subject to the state’s modified comparative fault rule. Under this law, you may still recover compensation even if you are found to be partially responsible for the accident. An attorney can help you recover damages from other responsible parties and ensure that an insurance company doesn’t try to argue that you are more at fault for the accident than the evidence supports. In fact, a rideshare accident lawyer in Texas can be an invaluable asset when seeking compensation from major rideshare companies.

Fight Back Against Insurance Tactics After an Uber or Lyft Accident with Carabin Shaw’s Experienced Lawyers | Book Your FREE Consultation

We recommend that you review our law firm’s client reviews to see how others have fared in similar circumstances. We offer a free case review to discuss your particular circumstances, and you pay nothing unless we win your case.

We are ready to help anyone who has been injured in a rideshare accident in Texas, 24/7, anytime at 1-800-862-1260. Someone is available to speak with you in either English or Spanish. You can also contact us online.

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We are very glad we called Carabin Shaw after our accident. We now recommend them to everyone. - Griselda S.
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